SS's 2008 Debt Free Diary

southernscouser

Snaggles wrote: »

Think our TV license is about £12 a month and contents insurance about £18, if that's any help.

*coughs politely and hopes SS notices sig..;)*

Ta Snags.

It's OK, you don't have to change the world for me.


Well done hun! Thats great! :T

How long until the secured debt is gone? Is it a biggy? :doh:

Snaggles

southernscouser wrote: »

Ta Snags.

It's OK, you don't have to change the world for me.

LOL!!!

Well done hun! Thats great! :T

How long until the secured debt is gone? Is it a biggy? :doh:

Thanks!

It's £5k exactly - we took it out with our mortgage, to do some home improvements, but I wont feel debt-free until it's gone. Hoping to clear it by October/November-ish.

southernscouser

Snaggles wrote: »

LOL!!!


Thanks!

It's £5k exactly - we took it out with our mortgage, to do some home improvements, but I wont feel debt-free until it's gone. Hoping to clear it by October/November-ish.

Bloody hell that will be cracking going! :T

Then just the mortgage to go? :eek:

Snaggles

southernscouser wrote: »

Bloody hell that will be cracking going! :T

Then just the mortgage to go? :eek:

Thank hun - Yes, then onto the mortgage....but that will take rather longer! In fact, it will go up before it goes down, because we NEED to move house within the next couple of years, so the first thing I need to do is save up to pay the moving costs.

I'm not very good at being debt free though....accidentally spent £50 yesterday on my credit card on a kitchen bin!!! :rotfl:


*whispers* It's a really nice bin....:cool:

spud30

£50 on a bin :eek: :eek: :eek:

I'd want the kitchen to go with it for that price :rotfl:

southernscouser

Snaggles wrote: »

Thank hun - Yes, then onto the mortgage....but that will take rather longer! In fact, it will go up before it goes down, because we NEED to move house within the next couple of years, so the first thing I need to do is save up to pay the moving costs.

I'm not very good at being debt free though....accidentally spent £50 yesterday on my credit card on a kitchen bin!!! :rotfl:


*whispers* It's a really nice bin....:cool:

Brabantia by any chance? :rolleyes:

And how is the matched betting going? :think:

Snaggles

spud30 wrote:

£50 on a bin :eek: :eek: :eek:

southernscouser wrote: »

Brabantia by any chance? :rolleyes:

*hangs head in shame*

southernscouser wrote: »

And how is the matched betting going? :think:

*hangs head in shame again*

southernscouser

Snaggles wrote: »

*hangs head in shame again*

C'mon woman! You could make your moving fees by the end of the year if you pull your finger out! :rolleyes:

Is it finding the motivation, or the actuall process? :think:

Snaggles

southernscouser wrote: »

C'mon woman! You could make your moving fees by the end of the year if you pull your finger out! :rolleyes:

Is it finding the motivation, or the actuall process? :think:

I *think* I get it...

But I would really need to concentrate, otherwise I would mess it up for certain.

Natasha wakes up at 6am.....Ryan doesn't go to sleep until 11pm (he's an insomniac like me )....it's just difficult finding time when I wont be interrupted and I'm not so tired that my head is fuzzy.

Well, that.....and the fact I'm a coward....

southernscouser

Snaggles wrote: »

I *think* I get it...

But I would really need to concentrate, otherwise I would mess it up for certain.

Natasha wakes up at 6am.....Ryan doesn't go to sleep until 11pm (he's an insomniac like me )....it's just difficult finding time when I wont be interrupted and I'm not so tired that my head is fuzzy.

Well, that.....and the fact I'm a coward....

All you have to remember is to 'back' and 'lay' the same thing. So back Liverpool, lay Liverpool.

Find odds that at the bookie that are near the ones in the pink box at Betfair or ideally lower and make sure there is enough liquidity (the £ figure under the odds in the pink box).

Then use the spreadsheet to work out how much to lay and Bobs your uncle.

Find the time! There is too much money not to! :eek: