SS's 2008 Debt Free Diary

southernscouser

skint_spice wrote: »

ooo - swithering?:p

and the dog.... he's what we're all here for!:D

:rotfl:

Woofer is really good. He seems alot happier than he has been for ages. His arthritis doesn't seem to be causing him any probs either. He has little runs now (10 steps maybe :rotfl: ) but he hasn't done that for a long time and doesn't have any trouble getting up. Seems to be wanting to be tickled alot more aswell! :rolleyes:

skint_spice

southernscouser wrote: »

:rotfl:

Seems to be wanting to be tickled alot more aswell! :rolleyes:

don't we all though!;)

glad he's doing well. But seriously, are you starting reconsider your flat and think about paying off the loan instead?

southernscouser

skint_spice wrote: »

are you starting reconsider your flat and think about paying off the loan instead?

No not really. I'm really looking forward to having my own gaff. I guess it's just knowing the fact I could be instead 2 months or so from debt freeness and getting a flat money will be a bit tight again until the loan is paid off as it's nearly £400 a month.

But I definately don't want to postpone moving out coz it will be another 6 months otherwise and that will drive me nuts!

But I'll cope. I'll have to! :rotfl:

In_Search_Of_Me

Just popping in to say hi! When are you looking to get a flat? Dont talk to me about ikea - got a bedside light yesterday & assumed (incorrectly) that it had a bulb so had to go back today...nice hotdog though!! Good to hear tha hound is happier...Great to see your progress!

southernscouser

In_Search_Of_Me wrote: »

Just popping in to say hi! When are you looking to get a flat? Dont talk to me about ikea - got a bedside light yesterday & assumed (incorrectly) that it had a bulb so had to go back today...nice hotdog though!! Good to hear tha hound is happier...Great to see your progress!

Looking towards end of June/July. :rolleyes:

Please don't mention the I word again!

Snaggles

My goodness you don't hang around do you? £750 in the flat fund already! :T

I'm really glad things are going well for you - money might feel a bit tight temporarily, but I doubt that even getting your own flat will delay your debt busting very much.

southernscouser

Snaggles wrote: »

My goodness you don't hang around do you? £750 in the flat fund already! :T

I'm really glad things are going well for you - money might feel a bit tight temporarily, but I doubt that even getting your own flat will delay your debt busting very much.

Thanks Snaggly.

Well badly, I won't really be able to afford it without relying on matched betting! :undecided

Right I'lll post a predicted SOA! :T

Income:

£1,620


Outgoings:

Rent - £650/£700 (probably)
Council tax - £75 (based on single persons discount but no real idea)
Electric - £30
Gas - £30
Water - £30
Food - £100
Phone/Internet/Sky - £40
TV License -
Contents insurance -
Car (inc petrol, tax, MOT, servicing, insurance etc) - £200

Whats missing other than social, toiletries/grooming? :think:

Then debt;

Loan - £371.57

:eek:

:rotfl:

spud30

southernscouser wrote: »

Looking towards end of June/July. :rolleyes:

Please don't mention the I word again!

I did say the end of June would be significant

Snaggles

Think our TV license is about £12 a month and contents insurance about £18, if that's any help.

*coughs politely and hopes SS notices sig..;)*

southernscouser

spud30 wrote: »

I did say the end of June would be significant

Yeah yeah! :rolleyes: