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SS's 2008 Debt Free Diary

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Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    ooo - swithering?:p

    and the dog.... he's what we're all here for!:D

    :rotfl:

    Woofer is really good. He seems alot happier than he has been for ages. His arthritis doesn't seem to be causing him any probs either. He has little runs now (10 steps maybe :rotfl: ) but he hasn't done that for a long time and doesn't have any trouble getting up. Seems to be wanting to be tickled alot more aswell! :rolleyes:
  • skint_spice
    skint_spice Posts: 13,533 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :rotfl:

    Seems to be wanting to be tickled alot more aswell! :rolleyes:

    don't we all though!;)

    glad he's doing well. But seriously, are you starting reconsider your flat and think about paying off the loan instead?
    Mortgage OP 2025 £7050/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £34,965

    Money making challenge £78/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    are you starting reconsider your flat and think about paying off the loan instead?

    No not really. I'm really looking forward to having my own gaff. I guess it's just knowing the fact I could be instead 2 months or so from debt freeness and getting a flat money will be a bit tight again until the loan is paid off as it's nearly £400 a month.

    But I definately don't want to postpone moving out coz it will be another 6 months otherwise and that will drive me nuts!

    But I'll cope. I'll have to! :rotfl:
  • In_Search_Of_Me
    In_Search_Of_Me Posts: 10,634 Forumite
    Just popping in to say hi! When are you looking to get a flat? Dont talk to me about ikea - got a bedside light yesterday & assumed (incorrectly) that it had a bulb so had to go back today...nice hotdog though!! Good to hear tha hound is happier...Great to see your progress!
    Nerd no 109 Long haulers supporters DFW #1! Even in the darkest moments, love and hope are always possible.

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Just popping in to say hi! When are you looking to get a flat? Dont talk to me about ikea - got a bedside light yesterday & assumed (incorrectly) that it had a bulb so had to go back today...nice hotdog though!! Good to hear tha hound is happier...Great to see your progress!

    Looking towards end of June/July. :rolleyes:

    Please don't mention the I word again! ;):p
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    My goodness you don't hang around do you? £750 in the flat fund already! :T

    I'm really glad things are going well for you - money might feel a bit tight temporarily, but I doubt that even getting your own flat will delay your debt busting very much. :)
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Snaggles wrote: »
    My goodness you don't hang around do you? £750 in the flat fund already! :T

    I'm really glad things are going well for you - money might feel a bit tight temporarily, but I doubt that even getting your own flat will delay your debt busting very much. :)

    Thanks Snaggly. :)

    Well badly, I won't really be able to afford it without relying on matched betting! :undecided

    Right I'lll post a predicted SOA! :T

    Income:

    £1,620


    Outgoings:

    Rent - £650/£700 (probably)
    Council tax - £75 (based on single persons discount but no real idea)
    Electric - £30
    Gas - £30
    Water - £30
    Food - £100
    Phone/Internet/Sky - £40 ;)
    TV License - :confused:
    Contents insurance - :confused:
    Car (inc petrol, tax, MOT, servicing, insurance etc) - £200

    Whats missing other than social, toiletries/grooming? :think:

    Then debt;

    Loan - £371.57

    :eek:

    :rotfl:
  • spud30
    spud30 Posts: 16,872 Forumite
    Looking towards end of June/July. :rolleyes:

    Please don't mention the I word again! ;):p

    I did say the end of June would be significant ;)
    Is it better to aim for the stars and hit a tree or aim for a tree and land in its branches :think:
    Loves being a Wonderbra friend :kisses3:
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Think our TV license is about £12 a month and contents insurance about £18, if that's any help.

    *coughs politely and hopes SS notices sig..;)*
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    spud30 wrote: »
    I did say the end of June would be significant ;)

    Yeah yeah! :rolleyes: :p
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