We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SS's 2008 Debt Free Diary

199100102104105173

Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    elantan wrote: »
    brilliant news about the woofter ss ...i'm sure the parents will understand as well ...maybe a bit shocked but they will understand ...i mean it's not like your telling them your £35,000 in debt or something ...your telling them great news they can have their house back ...jeez my son did that in sep and yet he is here tonight:rolleyes: and it feels like he aint left yet :rotfl:

    Well I don't have to tell them for a few months yet! ;)

    But I do want to start buying bits and bobs! How sad that I'm getting excited about buying things like tea towels! :rotfl: :doh:
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i remember that excitement well ...and son has just got himself a flat so i am getting a round two so to speak....i used to live in a caravan and i can honestly say if i knew then what i know now things would be so different...you are so lucky in that you have that wisdom already .....i know i am probably teaching a granny to suck eggs (what the hell does that mean by the way) but you have joined freecycle? it will be your friend i'm sure lol...


    dont forget salt and pepper i forgot that lol ...infact you should start a new thread things ss needs for a new home ...(i'm sure i have forgotten things as well and could do with a reminder)
  • When I first got my own room at uni I got waaayy over-excited at having my own squeezy handwash lotion on top of my own sink :rotfl: simple things eh?? It sounds like you've made the right choice, it'll definitely be worth it for you! good luck with making it happen :cool:
    Live on £4000 a Year Challenge member
    Target: £3000 for academic year 2009/10
    Spent: £845.61; Remaining: 2154.39 :rolleyes:
  • Squirrel29
    Squirrel29 Posts: 646 Forumite
    I think you doing right thing SS and your debt is so much more manageable anyway, what does it matter if it takes another year to pay off?

    I went to New York a few weeks ago, I had a bit of a guilt trip as I could have knocked a grand off my debt instead but I had a brilliant time and came back feeling revitalised. It the best thing I have done in years.

    New mantra "debt is not a prison" :T
    Second and final LBM 01/01/11 Nearly got there but fell of wagon. HAVE to do it this time :mad:
  • hey SS random question

    how much have you made match beting?
    DEBT AT LBM £32595.60!!!DEBT 26/3/08:£28532.25
    loan £21135.25:mad: cc 14.9% £2700cc 17.9% £1400 Virgin 0% cc £3200
    Sealed Jar till Dec 08 £0????? Number 81
    Started comping 16/3/08 watch this space
    £5 a day April £0/ £150
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    hey SS random question

    how much have you made match beting?

    Well my record keeping used to pretty poor and not very accurate. But, including things like Quidco cashback etc I'd say I'm pushing the £10k barrier. This is over about 20 months! :)
  • taxi73
    taxi73 Posts: 20,815 Forumite
    HI SS..for what it's worth I think you have made the right deciscion..you have weighed up the pros and cons and as you know your debt is way under control.
    Life is definitely for living and though it may take a little longer to clear the debt you will obviously be happier..take care xx
  • Tustastic
    Tustastic Posts: 2,096 Forumite
    Part of the Furniture 500 Posts Photogenic Combo Breaker
    Hey SS a plasma tv was advertised on my local Freecycle today
    http://groups.yahoo.com/group/haringey-freecycle/message/18885
    Good luck with the nesting. If I had my time over again I'd spend a lot of money on a very very comfortable bed. :)
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MoneySavingExpert Forum Team
  • kitschy
    kitschy Posts: 597 Forumite
    Ooooh, can I come to Ikea, can I, can I? :rotfl:

    I love it - can easily spend hours in there. Get there early, have breakfast for a quid, then off round the store before getting a hot dog on the way out. Trick is to make a list before you go from the website, then completely ignore the showroom upstairs and trot straight down to the market hall. Everyone else wanders around upstairs for a good hour, so if you go straight down you get a headstart and some lovely peaceful shopping! :j

    But seriously - I would go for you - I like it that much! :p
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Tustastic wrote: »
    Hey SS a plasma tv was advertised on my local Freecycle today
    http://groups.yahoo.com/group/haringey-freecycle/message/18885
    Good luck with the nesting. If I had my time over again I'd spend a lot of money on a very very comfortable bed. :)

    Thanks Tust. :)

    I'll have to sign up to that! :think:

    I agree about the bed. Will probably put a decent whack to that as I love my sleep! :D :rotfl:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.