SS's 2008 Debt Free Diary

spud30

southernscouser wrote: »

And Sky TV? :A

I cant say anything about Sky TV :whistle:

skint_spice

No Sky - you're going to have hot and cold running women so no time for it. actually you could save money on the telly too...

Snaggles

Hello you

I know you're just running scared cos I'm going to beat you to the finish line...:p

Only kidding hun, I actually think it's a great idea. You WILL be debt free, that's a certainty now. It's just a case of how quickly. And if taking it a bit more slowly will give you the life you want, then I say go for it.

I'm sure I should be encouraging you to wait it out, clear the debt and THEN save up, but if I'd done that, I wouldn't have my beautiful little girl (or my beautiful and not-so-little boy for that matter).

Hope we get an invite to the housewarming though!

spud30

Ohh I hadnt even thought about the housewarming :beer: :dance:

Gemmzie

southernscouser wrote: »

I'm just fed up of putting my life on hold. I'm in debt, not in prison. Coming to this decision feels like a great weight has been lifted off my shoulders which makes me know it's the right one.

There is nothing wrong with wanting to put everything off to get rid of the debt as quick as possible. I've done it for 30 months odd. It's just not right for me anymore.

I've gone through all the pro's and con's. And I can't deny that moneywise I'll be better off waiting. But I'm put my happiness first. F*** the rest of it.

Sounds like you've really thought about it and you're sure so best of luck.

If the debts are under control then sometimes it's nice to breathe a little (I think, I'll tell you when we get there :rotfl:)

Mrs_Sparkle

SS I think you've made a good decision. Having your own place will be fantastic and paying off debt shouldn't mean that life has to go on hold.

£800 a month from MB though, are you serious?!!! I really need to get back in there if that's the case, I could be debt free in 2008 if I could make that much.

southernscouser

Snaggles wrote: »

Hello you

I know you're just running scared cos I'm going to beat you to the finish line...:p

Only kidding hun, I actually think it's a great idea. You WILL be debt free, that's a certainty now. It's just a case of how quickly. And if taking it a bit more slowly will give you the life you want, then I say go for it.

I'm sure I should be encouraging you to wait it out, clear the debt and THEN save up, but if I'd done that, I wouldn't have my beautiful little girl (or my beautiful not-so-little boy for that matter).

Hope we get an invite to the housewarming though!

Thanks Snaggly.

I'm just worried I can't afford it now!

I know I'll be alright though. Just a bit of MB'ing will sort me out! :undecided :rotfl:

Snaggles

A 'bit' of MB'ing????

You'll do it, I'm sure.

I had a bit of a panic then - read back my post and thought I'd said 'my not-so-beautiful son'!! Of course, he's every bit as gorgeous as his Mum (and THEN some, luckily....:o).

bubbles0169

hey snaggles i thought you said what you thought you said(!) too and had to re read then saw you put not so big:rotfl:
SS going back to you kitting your flat out did you not watch it pays to watch(!) :money: tut tut what about free cycle and i know this is coming from a nearly newbie(look ive got a star now yipee) but yes its totally right for you to do what you want if youve thought long and hard which you have i was going round the bend the other day cos i bought some things on ebay by paying for them with stuff id sold on there I thought i really shouldnt have but then after about a week i realised i havent bought myself anything since erm act cant remem when so why cant i treat myself i pay my debts so there!:p

southernscouser

Thanks bubbles.

I don't mind buying stuff. The difference with me now is I would have saved for it and found the best price!

I've started a list of things I'll need to buy. It's so sad that I've even got a garlic press on it! :rotfl: