Reliability of Trading 212 cash Isa

ethicalinvestor

I would be interested in people’s experiences of using and saving with Trading 212, as I am thinking about opening a cash Isa with them and have not previously heard of them.

Archerychick

There are quite a few threads on here about Trading212 - a search will bring them up.

My personal experience has been excellent so far, I transfered in from another provider, which was completed very quickly. Some have reported this being slow but I expect it depends on the provider as well. 

I haven’t withdrawn from it or transfered out, but the other threads will give you an idea of others experiences 

Ayr_Rage

Great, both the cash ISA and the cash element of INVEST, 4.9% on both.

Cash ISA interest will be paid monthly from January, it is currently paid daily and it's also a flexible product.

AlanP_2

We've been using it for a few months now, no problems. 

Tried a test withdrawal recently as I will need to pull some out in the new year to cover some recent high value purchases and money was in my account the same day.

booneruk

Absolutely fine for me. I'm just using it to stick all my free cash in after using up my PSA. No need for withdrawals so I can't comment on that. I've already been a user of their S&S ISA offering for some time now too. Never had a problem.

WastedWords

Using for S&S ISA, Cash ISA, Invest and currency conversion. Only issue seen was verifying a payment method which showed intermediary IBAN after EUR transfer from HSBC GMA, quickly resolved via chat and submission of supporting bank statement.
All cash transfers in or out have been within an hour or two whether in GBP, USD or EUR. 

sausage_time

I have a GIA and S&S ISA, with their virtual debit card linked to cash in the GIA.  Paying in and withdrawing are both "instant" to my liked bank account.  Very happy with the product and service.