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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Pay off all your debts by Christmas 2025!
Comments
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Not totally sure how this has happened but I've added it up lots of times...#27 paid off £883.43/£5853.34 in the first 50 days of 2025. Apparently we are 13.7% of the way through the year and I have paid off 15.1% of the debt, so that sounds good to me...Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.305 -
Good evening
Some really good payments being made in this challenge. Well done to everyone.
I was paid for the bags I sold today so I have made another payment.
Total for number 25 now - £5982.88/£10,000.
I have some more vinted sales being released tomorrow so I will pay some more over the weekend.
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.634 -
#18 checking in
Feb = £965 paid this month
Totalling a year to date = £1930LBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
Now 05/12/2025 (£14,724)
81.5% of debt cleared
HSBC Mortgage = £43,630 (4.69% 105 repayments to go)
HSBC loan = £1,208 (5.3% APR) £302/mth (4 repayments to go)
Admiral loan = £13,516 (2.7% APR) £321/mth (42 repayments to go)
Regular Saver = £1500/2000
Emergency Fund = £200/20005 -
Hi all,
#6 Checking in. Although February is the shortest month it seems to be one of the most expensive!!! Still managed to pay some debt off though thankfully. Currently at...
Feb = £440
Total to date...
#6 - £2240/£9000
Keep going everyone!4 -
nice work everyone
small cc1 payment for the hell of it this week:
#30 - £250/£7400
keep that ball rolling all!
Pay Off Debts by Xmas 2025 debt £0/74003 -
Afternoon
A few more vinted sales have completed so;
Total for number 25 now - £6049.17/£10,000.
Have a great weekend everyone
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.632 -
7232/16000.
KOKO everyone About 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 254 -
No.32 with an update:
£5289/ £19,800 (27% paid)
£14,511 to go
August 2024 starting total £19,800
January 2025 starting total- £15826.58Monthly Totals for February
Santander Personal Loan- £6610/ £13,000
M&S Personal Loan - £0/ £3069 - Paid off yay!
Santander CC - £7061/8050
Barclaycard CC- £8403 -
Will update totals on my break later on today
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Debt owed;*update pending as I've no idea*
DFW Challenges!
PAD #
365 Day 1p Challenge 2026 #
Pay off all your debts by Christmas 2026! #144 -
Unsure what my number is yet!
£336.21 sent to CC
Total: £1,686.21/£8000 (21%)
Mortgage: £173,700 Sep 22 £158,300 Dec 25
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £12,000 Dec 25
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
2
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