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Pay off all your debts by Christmas 2025!
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Not totally sure how this has happened but I've added it up lots of times...#27 paid off £883.43/£5853.34 in the first 50 days of 2025. Apparently we are 13.7% of the way through the year and I have paid off 15.1% of the debt, so that sounds good to me...Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.305 -
Good evening
Some really good payments being made in this challenge. Well done to everyone.
I was paid for the bags I sold today so I have made another payment.
Total for number 25 now - £5982.88/£10,000.
I have some more vinted sales being released tomorrow so I will pay some more over the weekend.
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.634 -
#18 checking in
Feb = £965 paid this month
Totalling a year to date = £1930LBM 02/01/2021 (£52,000) + (£27,000 2023 home repairs)
Now 03/06/2025 (£17,545)
77% of debt cleared
HSBC Mortgage = £46,421 (4.69% 111 repayments to go)
HSBC loan = £2,745 (5.3% APR) £302/mth (9 repayments to go)
Admiral loan = £14,800 (2.7% APR) £321/mth (46 repayments to go)
Regular Saver = £900/1200
Emergency Fund = £1,015/25005 -
Hi all,
#6 Checking in. Although February is the shortest month it seems to be one of the most expensive!!! Still managed to pay some debt off though thankfully. Currently at...
Feb = £440
Total to date...
#6 - £2240/£9000
Keep going everyone!4 -
nice work everyone
small cc1 payment for the hell of it this week:
#30 - £250/£7400
keep that ball rolling all!
Pay Off Debts by Xmas 2025 debt £0/74003 -
Afternoon
A few more vinted sales have completed so;
Total for number 25 now - £6049.17/£10,000.
Have a great weekend everyone
32b3SPC9 #125 - £816.85
SPC10 #125 - £851.81
SPC 11 #7 - £968.46
SPC 12 #7 - £2682.90
SPC 13 #7 - £4829.85
SPC 17 #7 - £7313.632 -
7232/16000.
KOKO everyoneAbout 35k March 24
<then many hours working, little sleep, much grumbling>
Now:
£13577 Jan 25
£11100 End Jan 254 -
No.32 with an update:
£5289/ £19,800 (27% paid)
£14,511 to go
August 2024 starting total £19,800
January 2025 starting total- £15826.58Monthly Totals for February
Santander Personal Loan- £6610/ £13,000
M&S Personal Loan - £0/ £3069 - Paid off yay!
Santander CC - £7061/8050
Barclaycard CC- £8403 -
Will update totals on my break later on todayI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Unsure what my number is yet!
£336.21 sent to CC
Total: £1,686.21/£8000 (21%)
Mortgage: £173,700 Sep 22 £160,920 Apr 25
MF Date: Sep 52 Mar 52
2025 Goals:
1) EF2 #84 £4000/£10000
2) Pay off all your debts by Christmas 2025 #34 £2,400 to go
3) MFW25 #51 £1628.22/£5000
MFiT-T7 #5
2
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