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Raphael's DFW Diary ~ The beginning of the End
Comments
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:eek: :eek: Dont mention the C word though!!
DS bday first!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
:eek: :eek: Dont mention the C word though!!
DS bday first!
I won't mention that you only have 123 shopping days left then
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
*Has fainted in a heap!*
Good job Ive got a small family.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
This time last year I had nearly all my brother and dad's presents, I'm rubbish this year! Got nowtNo longer using this account for new posts from 20130
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Sorry to hear about your gran. Tell her I wish her well and hope they find what is wrong so that they can at least treat her. Nothing worse than having something which they don't know what it is.
:j at you losing more weight while I have been away. Honestly I did not check here when I guessed why you wanted to go to town Friday. I have to say even though the credit card has the higher interest and is in that sense logically is better to pay off first, I can totally understand you doing HFC instead. The psychological reward of finally not having to deal with them any more is well worth doing it now rather than later. So go you....cannot wait for Friday just for that moment. I sense a celebration! :beer:0 -
unknown3rd wrote: »Sorry to hear about your gran. Tell her I wish her well and hope they find what is wrong so that they can at least treat her. Nothing worse than having something which they don't know what it is.
:j at you losing more weight while I have been away. Honestly I did not check here when I guessed why you wanted to go to town Friday. I have to say even though the credit card has the higher interest and is in that sense logically is better to pay off first, I can totally understand you doing HFC instead. The psychological reward of finally not having to deal with them any more is well worth doing it now rather than later. So go you....cannot wait for Friday just for that moment. I sense a celebration! :beer:
Finally I will be free of HFC!! *insert manic laughter* I'm out on Sat night with work people, so I will be celebrating! Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
Why am I not surprised? It's been obvious that you want HFC gone.
And that's progress. Good cause for celebration!
One nice thing about the work you've done already: you aren't on the edge any more, so you do have flexibility to do what you like about repayment order.0 -
Why am I not surprised? It's been obvious that you want HFC gone. And that's progress. Good cause for celebration!
One nice thing about the work you've done already: you aren't on the edge any more, so you do have flexibility to do what you like about repayment order.
Haha
I can start to relax a little now, the end is near so I can afford more than the occasional treat. Thou I must remember not to go mad!!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980 -
It will be great to have one debt well and truly gone! only 5 more days and you can breathe freely (is that the only HFC one you have? will you be fully away from them then?)Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)
C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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The_Dragon wrote: »It will be great to have one debt well and truly gone! only 5 more days and you can breathe freely (is that the only HFC one you have? will you be fully away from them then?)
I just have one loan and one credit card now. Soon it will just be the credit card.
A huge difference from when I started, I had the credit card, 3 bank loans, and a loan from my mum!!:D
2 of the loans were/are HFC, it will be great to get rid of the idiots!!
Debt Free as of 17/01/2009 Turtle Power!!
EF Challenger #3 £1543.72 / £5000
MFW 2024 #100 £1300.00 / £10,000
MFiT #40 Jan 2025 Target - £99,999.00
Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.980
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