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Raphael's DFW Diary ~ The beginning of the End

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Comments

  • beanielou
    beanielou Posts: 96,141 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news for you:T :T
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :mad: Just come into work for my last shift before my pay packet. Been underpaid by 16 hours! Should have got 40 and I've got a measly 24! :mad:
    Quick call to the wages manager and 'apparently' he will sort in the morning and give me a call tomorrow.

    Gah! I need to go into town tomorrow and spend some cash that I now haven't got! :mad:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    :mad: Just come into work for my last shift before my pay packet. Been underpaid by 16 hours! Should have got 40 and I've got a measly 24! :mad:
    Quick call to the wages manager and 'apparently' he will sort in the morning and give me a call tomorrow.

    Gah! I need to go into town tomorrow and spend some cash that I now haven't got! :mad:

    Bother this! hopefully they will sort it out quickly for you :mad:
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Gee, I have only come acoss this thread today and all I can say is that I wouldn't like to stand in your way!! :eek: You stated at the beginning of the thread you wanted to lose weight and your debt and you have done outstanding on both.

    I often say I would like to lose weight but never seem to get round to it. :o I should be trying now to lose weight because my 10th wedding anniversary is only 11 weeks away and because it will be my parents 40th wedding anniversary on the same day and we are organinsing a party for them. Must get some x_raphael_xx determination.
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    On Friday I had a call from my dad, he was down and in the pub with my 3 uncles, I joined them about 8 and ended up staying til chucking out time. I've not seen my uncles for about 15 years, so was getting a lot of 'my you've grown' & 'I remember you when you were so high' :rotfl:
    On Saturday we all met up again at an Indian restaurant for Granmas 70th birthday meal, most of them had been up on the Hoe in the afternoon and had started drinking then. :D The meal was gorgeous and everyone had a great time. After we ended up in the local Irish bar and stayed til closing.
    I ended up spending £40 over the 2 days, which isn't bad when you include the meal, taxis & drinks.
    It was great catching up with my uncles again, especially as Uncle W has been serving out in Iraq & Kuwait. My Uncle M suggested doing something for my dads 50th (in 2 years time) so hopefully it won't be long until we can get together again.
    Jo4 wrote: »
    Gee, I have only come acoss this thread today and all I can say is that I wouldn't like to stand in your way!! :eek: You stated at the beginning of the thread you wanted to lose weight and your debt and you have done outstanding on both.

    I often say I would like to lose weight but never seem to get round to it. :o I should be trying now to lose weight because my 10th wedding anniversary is only 11 weeks away and because it will be my parents 40th wedding anniversary on the same day and we are organinsing a party for them. Must get some x_raphael_xx determination.

    Thank you :D it's strange when you get others POV of yourself, I don't think I'm particularly tenacious. In fact I always think I can do more, and I'm not working hard enough!

    Still no word from the wages manager about my wages, despite him promising to ring me Thursday morning. I should get paid it this week, but we shall see. I'm expecting 64 hours to go in tonight ~ 40 worked, 8 holiday and 16 owed from last week.

    Oooh my Meatloaf tickets have arrived this morning :D:D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Still no word from the wages manager about my wages, despite him promising to ring me Thursday morning. I should get paid it this week, but we shall see. I'm expecting 64 hours to go in tonight ~ 40 worked, 8 holiday and 16 owed from last week.

    Well I took Shadow for her walkies and went past the office for my payslip. I got the 16 owed from last week, and the 40 worked, but not the 8 hours of leave :mad: oh well, at least I've got most of it :rolleyes:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • beanielou
    beanielou Posts: 96,141 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a shower of numptys.
    Great on meatloaf tickets though.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Jo4
    Jo4 Posts: 6,843 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In fact I always think I can do more, and I'm not working hard enough!

    :eek: Oh, I best step out of your way then!! :eek:
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    Just read your diary for the first time. So impressed. I hope I manage to achieve so much in the same period of time!

    I lost 2 stone at the end of last year and got to 13'4 and now am 23 weeks pregnant and a stone heavier again. Feel like a hippo! From somebody who has recently done the diet and exercise thing I certainly appreciate how much you have achieved :)

    How is the gym going? Do you have any other appointments booked with the ever elusive Simon?
    A penny saved is a penny earned' - Benjamin Franklin
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Jo4 wrote: »
    :eek: Oh, I best step out of your way then!! :eek:
    :D
    Just read your diary for the first time. So impressed. I hope I manage to achieve so much in the same period of time!

    I lost 2 stone at the end of last year and got to 13'4 and now am 23 weeks pregnant and a stone heavier again.
    You sure that isn't the baby :p Only kidding, I'm sure you'll lose it all again when you're running around after the little one :D And you've done it once already, so you know it is achievable.

    How is the gym going? Do you have any other appointments booked with the ever elusive Simon?

    Gym is going good. I'm starting to see bones emerging as the layer of blubber is receding! :rotfl: I now have ankles and a collar bone! :D My wrist bone is showing now, and I can, for the first time in years, now get my fingers to touch around my wrist.

    I've booked the next review in for the 28th, the day after my Meatloaf concert :D so hopefully I can get to see him on that date! :rolleyes:
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
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