We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Raphael's DFW Diary ~ The beginning of the End

1202123252642

Comments

  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    My terramundi has reached full capacity :D so I thought I'd open her up and count my winnings. I was surprised to add up a whopping £70.96!! :T So off to the bank on Monday :D
    The terramundi had a fortune coin inside with the message 'Today spend time with yourself ' which is what I shall be doing tomorrow. I'm going to take Shadow up to the Moors on the bus, and spend a good 3 hours walking around the reservoir. Weather permitting of course, it's been raining here the last couple of days but according to the Met office website, it should be clear tomorrow.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    Gym is going good. I'm starting to see bones emerging as the layer of blubber is receding! :rotfl: I now have ankles and a collar bone! :D My wrist bone is showing now, and I can, for the first time in years, now get my fingers to touch around my wrist.

    Woohoo go you!
    My terramundi has reached full capacity :D so I thought I'd open her up and count my winnings. I was surprised to add up a whopping £70.96!!

    Thats a good amount, do you have any plans for it?

    x
    A penny saved is a penny earned' - Benjamin Franklin
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Thats a good amount, do you have any plans for it?

    x

    Well most is going onto the credit card, but I did splash out today on some pots & compost. I spent most of the afternoon planting carrot, lettuce and pepper seeds :D

    The weather yesterday was perfect so we did end up on Dartmoor. Here's some photos of my walk yesterday up at Burrator reservoir, it's 3.5 miles around. Enjoy :D (Sorry for the size)

    The start point
    Burrator003.jpg

    Shadow enjoying the water
    Burrator007.jpg

    About 1/3rd of the way around
    Burrator018.jpg

    My picnic spot
    Burrator023.jpg
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Just got back in from the Meat Loaf concert. Amazing!! He sang some of the old favourites, Bat out of Hell & Paradise, plus loads from the newer albums.

    I got a taxi in, but walked home (about 45 mins), not realising I'd lost my keys until I got to my front door! Luckily they were in the taxi, and luckily it was my company!! I walked to the office and hung around until the driver popped by with them, I felt so blonde! I've never lost my keys before!!

    Soooooo! Photos!!!

    Here is the view from my seat.

    Meatloaf001.jpg

    And the view from the standing circle, which I managed to sneak into! (Tickets for this spot were about £15 more expensive!!) :D

    Meatloaf009.jpg

    Mr Meat belting out a tune...

    Meatloaf016.jpg

    And the amazing Patti Russo...

    Meatloaf019.jpg

    Her voice always sends a shiver up my spine, I love it when she sings with Meat.

    Now I'm tired and off to bed.
    Landlord is coming tomorrow morning to fix the sticky bathroom door handle, and I have my gym review in the afternoon!
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Landlord came this morning and fixed the bathroom handle, so it's safe to use now, no danger of being locked in!

    I've been for my gym review too, Simon was very pleased with my progress, my body fat % has gone from 46.9 % to 38.6%. :D

    My workout has increased too, I've added 500m on the rower, 1km on the bike and 5 minutes on the treadmill. And I've been given more resistance too, to tone up my tummy & legs.
    So it's all going well. :D
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Well done on the gym progress, that's fab :T

    Glad you enjoyed Meat Loaf, some friends of mine went and said it was a great atmosphere.
    I'm going to the Meat Loaf Musical in July - can't wait :D
    No longer using this account for new posts from 2013
  • Beautiful pics of the reservoir Raph, and what a gorgeous dog Shadow is!

    Meat Loaf concert, not jealous at all! I grew up on Meat Loaf (food and music!), and Bat OUt Of Hell is still one of my all time favourite albums - good for housework as it gets me fired up :o
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Gemmzie wrote: »
    Well done on the gym progress, that's fab :T

    Glad you enjoyed Meat Loaf, some friends of mine went and said it was a great atmosphere.
    I'm going to the Meat Loaf Musical in July - can't wait :D

    It was fantastic, I hope you enjoy it as much as I did.
    What I loved was that he even donned a long wig and ruffled shirt to recreate 'Paradise'. :D

    Beautiful pics of the reservoir Raph, and what a gorgeous dog Shadow is!

    Meat Loaf concert, not jealous at all! I grew up on Meat Loaf (food and music!), and Bat OUt Of Hell is still one of my all time favourite albums - good for housework as it gets me fired up :o

    She is beautiful, but a real handful!! :D (Wouldn't ever change her thou, no matter how many socks she eats!)
    Here's my little secret!!...I have never ever tasted meat loaf!! I have always wanted to taste it but never have!
    Bat is great for housework!! It has to be loud enough to hear over the hoover :D Have you got the new Bat album? Bat 3 is fantastic, so different to the first album but still so 'Meatloaf'. I love 'Bad for Good', 'In the land of the pigs' and 'What about love' Patti Russo is amazing!

    I think the main reason I love Meatloaf is the fact he puts everything into each song. So much passion and feeling goes into every song, you can't help getting into the story.
    Most of the music nowadays is so 'mainstream'. Everything sounds the same. It's like they've used a formula for a hit single. Meatloaf tells a story with every song, and sings it like it's the only thing he's ever sung.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Bit of a mixed bag today.
    I've gained 3lbs this week! :eek: I think it's down to all the treats and alcohol I've had this holiday.
    But...I've also been paid the last payment of the loan I gave Friend 2!! :D I'm still owed £168 from Friend 1, but as her last text to me was August last year, I'm not holding out much hope :rolleyes: I just have to keep thinking at least she paid me £1120 of the £1288 she owed me, could have been much worse if she'd left me with that!

    I also took up the free credit check offer from Credit Expert, I found that I wasn't registered to vote at my current address, I knew this was wrong as I have voted a couple of times while here!! I checked with my council and they say I am registered, so I've had that fixed.
    Everything is looking good on it, all green lights, no missed payments or anything I don't recognise.

    Back to work today, just chilling before I start getting ready in a sec.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Excellent news on the Friend 2 repayment. More to the debt reduction pot... wonder if she'd like to have been paying interest at over 20% on the money! Not showing up as registered to vote is interesting, could explain some of the credit application rejections.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.