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  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Well done on the packed lunch. It is the small things that add up, but judging by your PADs you already know that!! 
    Have a good day
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Humboldt
    Humboldt Posts: 422 Forumite
    100 Posts First Anniversary Name Dropper
    jwil said:
    I had a bit of a scrabble round and cashed out some survey money, a bit of cashback and small sale, so a nice pad for the end of the month.

    I'm heading into the office today but have a day of meetings so don't expect to achieve much. I am going to be MSE and take a packed lunch though! It will offset the fact that I have to drive as my first meeting is at 9am and I can't get there in time for that if I walk with the school run.  Little miss is in a club this afternoon so at least I don't have to dash around for the afternoon school run and can stay a little longer in the office.
    Morning @jwil I applaud your ability and determination to make your daily payments. Trust me, it will be worth it.

    Endless work meetings with little, or no real purpose used to drive me insane when I was working. "Bored, nothing to do? Call a meeting!"
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the packed lunch. It is the small things that add up, but judging by your PADs you already know that!! 
    Have a good day
    That's very true and it was a salad as well - go me! :grin:   Hope you've had a good day.

    Humboldt said:
    jwil said:
    I had a bit of a scrabble round and cashed out some survey money, a bit of cashback and small sale, so a nice pad for the end of the month.

    I'm heading into the office today but have a day of meetings so don't expect to achieve much. I am going to be MSE and take a packed lunch though! It will offset the fact that I have to drive as my first meeting is at 9am and I can't get there in time for that if I walk with the school run.  Little miss is in a club this afternoon so at least I don't have to dash around for the afternoon school run and can stay a little longer in the office.
    Morning @jwil I applaud your ability and determination to make your daily payments. Trust me, it will be worth it.

    Endless work meetings with little, or no real purpose used to drive me insane when I was working. "Bored, nothing to do? Call a meeting!"
    Thank you :)  I agree, there's nothing worse than endless meetings, especially when not a lot is achieved, or people just seem to want to have a nice chat.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • rachmac3
    rachmac3 Posts: 370 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    My old boss (the one I've only just got rid of) used to call meetings to arrange a meeting, and call meetings to discuss the meetings we'd just had. Drove me bonkers!!!

    Debts                 04/01/25        02/08/25   

    Tesco CC          £6,509.97       £6,030 (now NatWest2)
    NatWest CC      £7,612.74      £7,080
    Lloyds CC          £6,112.60      £5,075
    1st Direct CC     £176.03         £19.92
    CC total             £20,411.34   £18,204.92
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,246.15
    Total                  £36,195.78   £31,451.07
    EF £400.56
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    rachmac3 said:
    My old boss (the one I've only just got rid of) used to call meetings to arrange a meeting, and call meetings to discuss the meetings we'd just had. Drove me bonkers!!!
    Oh that's annoying too, when you think you've just finished a meeting and then someone decides to have a (usually long) chat about what was said.

    I'm glad it's not just me with the meetings hatred!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,965 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 9,955 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    I hope DH enjoys his BH with his family and I hope he finds something soon
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • pennywisepoundstupid
    pennywisepoundstupid Posts: 6,235 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Missing your posts! Hope all is ok xx
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