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All change for 2025
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I watched Buy Now! The shopping conspiracy on NF last night. It is definitely worth a watch. Although we all know we are being played by the big corporations, it's quite eye opening seeing some of the visualisations.
I am already trying to reduce my consumption but I could still do more!"If you can dream it, you can do it". Walt Disney7 -
Found your new diary, have a lovely lunch today with colleagues. Hope the meeting re your DD goes well. I am going to watch the shopping conspiracy later.Life is an adventure, never stop exploring.3
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Oh hello! I’m fashionably late to your new diary 🤭
Buy Now sounds like something I need to watch! I shall investigate, thank you.Not all who wander are lost - J.R.R.Tolkien
🌊 A smooth sea never made a skilled sailor 🌊
My WW and friends diary is here 😁 …
https://forums.moneysavingexpert.com/discussion/6259606/must-try-harder/p13 -
Thank you, we had a lovely time. I hope you enjoyed the programme.Sunshine_girl2 said:Found your new diary, have a lovely lunch today with colleagues. Hope the meeting re your DD goes well. I am going to watch the shopping conspiracy later.
Fashionably late is marvellous! I hope you enjoy the programme if you watch it.WinterWarrior said:Oh hello! I’m fashionably late to your new diary 🤭
Buy Now sounds like something I need to watch! I shall investigate, thank you."If you can dream it, you can do it". Walt Disney2 -
Happy payday! I've got a huge list of things I need to be doing today, including the financials, but I'm paralysed by indecision of where to start and wanting to just curl up and shut out the world for the day. I'm going to aim to do just 15 minutes of a task and see how I get on from there.
This week has been an absolute roller coaster, I don't think I've had a moment to breathe. My sleeping isn't good again which doesn't help.
However, the big news is, my post has been reinstated!!!! 🌞👏 I won't really trust or believe it until the new structures are finalised next year, as the consultation is still ongoing, but at the moment, they have reinstated my post and I will be a slot in which means I will keep my current T&Cs. I'm so relieved. I don't think things will be easy, but at least I can make decisions about whether I stay or go on my own timescales and not be forced into anything."If you can dream it, you can do it". Walt Disney14 -
That's fantastic about your job! Almost like being offered a post without having the stress of an interview.
Perhaps you will sleep a bit better now you know. I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
The best news for you. So pleased for you xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Thank you, it is such a relief. I'm hoping the sleep will follow again!Cherryfudge said:That's fantastic about your job! Almost like being offered a post without having the stress of an interview. Perhaps you will sleep a bit better now you know.
Thank youbeanielou said:The best news for you. So pleased for you xx xx "If you can dream it, you can do it". Walt Disney3 -
Oohh fantastic news. I bet it feels like a weight has lifted. Good luck with all the tasks. I used to have Fridays off and sometimes I felt the list of things to do was huge again every fridayJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
Good news about your job. Mr F (public sector) also getting twitchy about likely re-structuring/cuts (again) at work next year. Thankfully we are now both debt & mortgage-free, & although I came to it later in life than many, I have good budgeting skills. It's always worth having a year of extra effort though, as you are doing for 2025. We are planning something similar & I'm looking forward to getting started.
F
2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (36/100) 3) The Shrinking of Foxgloves 6.5kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)3
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