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  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Today's PAD - £6

    Jan - £36
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Doris17 said:
    Hope the sales pick up for you.Well done on the low spend shop.

    Thank you :)  I sold 4 items in the end and just waiting for them to pay up now!

    Happy belated new year @jwil I hope you had a lovely festive period. Your spending diary was really insiteful & I am determined to start one! Please do look into getting a water meter. We are a 3 bed detached with 4 of us & a biggish garden. My boys love their showers & need to be forced out. We pay £46pm & it’s only increased by £1pm for the last few years. I am the main spender in our family  & I really need to sort myself out! My boys both play football & cricket for a team but I don’t mind those spends as it keeps them active & gets them outside! Would quite like my Sunday mornings though 😂😂 xx
    Happy New Year!  I will definitely get on about the water meter.  Maybe I should do it soon ahead of the new financial year, thanks for the nudge!  Yes, clubs are nice for the kids, but sometimes it's an effort getting them there :D 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Friday!  It's nice to have the day to myself.  DH says it's not icy today so we're back walking.  Still really cold though!

    I have made all my money back on the SW books, despite having kept most of them, so that's brilliant :grin:  One parcel posted today and 3 items still to be paid for. I've identified a couple of other items that I might list too.

    I'm going to try a casserole recipe from the SW books today, it will make a change from my usual recipe and use up some cupboard ingredients too.

    Have a good day :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Fingers crossed the buyers pay soon. I need to get back on the healthy eating wagon, did quite well when i followed SW last year. Enjoy your casserole. 

    "Make Everyday Count"



  • jwil
    jwil Posts: 21,936 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Doris17 said:
    Fingers crossed the buyers pay soon. I need to get back on the healthy eating wagon, did quite well when i followed SW last year. Enjoy your casserole. 
    Thank you :)  I think one more has paid.  I need to get healthy eating as well.  The casserole was a disaster.  I substituted an ingredient and it smelt so bad I couldn't face it.  I will try it again properly another time.  I guess I've decluttered some more stuff from the cupboard though.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,540 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Still freezing here even with the heating on 🥶

    So sorry to hear that there is further uncertainty about your job. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NeverendingDMP
    NeverendingDMP Posts: 2,203 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Also feeling the cold. Heating has been  on constant here for three days and the house still hasn't made it past 18 degrees (thermostat is set to 19.5) . All in dressing gowns at moment and big oodies as despite the shocking numbers on our smart meter we aren't that warm either. Hope you are both okay @jwil and @beanielou as the forecasts and temps aren't fantastic are they. 
    Sorry to hear more worry at work. The not knowing and constant changing of the story makes it so much harder to deal with and just adds the pressure on. Glad you managed to have a sit and a read for a while 
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • Sun_Addict
    Sun_Addict Posts: 24,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another one sick of winter and the cold, I’m definitely a summer person 🥶 

    I’m sorry to hear about the uncertainty at work rearing its head so soon into the new year. I was hoping you’d have some breathing space for a while. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • LzzyIsGod
    LzzyIsGod Posts: 405 Forumite
    100 Posts Photogenic Name Dropper
    Another vote for Roll on Spring.

    Sorry to read of your pants day especially the work stuff. Some work places seem to forget that there are real people affected by their decisions and there's nothing more stressful than uncertainty and the unknown. 
    Nov/Dec 24  £39 564

    July 25  £34 531
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