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Comments

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,193 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Merry Christmas Jwil , have a lovely time. 
    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 22,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited Today at 8:41AM
    PAD (Payment a Day)

    Today's PAD - £7

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £83
    Nov - £100
    Dec - £87

    Car balance Sept 25 - £11,031 - now £8,910
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hamper 😍🥂😂

    I was getting near cashout on YG recently and they were surprisingly un-stingey with their invitations so hopefully that'll be a nice amount available to you soon 
    A hamper is a real treat!

    I have got there!  There was a survey waiting for me this morning :grin:

    Ooh I love a hamper. Lucky you :)

    It's a pretty good one, and we will actually eat most of what's in there so that's even better.

    Have a lovely Christmas 

    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas eve everyone!

    I've woken up with a cough brewing so am not impressed.  Hopefully it will hold off for a couple of days, or even better not come to anything!

    We've been to the SM to get our last few bits, and although we've succeeded, anyone hoping to do a big festive shop will struggle there today as they didn't have a lot left!  A staff member said it was crazy yesterday.

    It doesn't look like the NT places are open today so we're going to go to the coast for a walk and a visit to the cafe if it's open.  Aiming to be back by lunchtime so I can prep the veg etc for tomorrow.  I want to watch Muppets Christmas Carol today as well.

    As I mentioned I got to the £50 on YG so if it arrives quickly I'm wondering whether to end the year with a bang on the PADs or save it to start next year off well.  I'm leaning towards next year.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I just want to say thank you to everyone who reads, comments and posts on here.  The support is fantastic and I appreciate it so much.

    I hope everyone has a lovely Christmas :) 🎄🎄😍🎁
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,644 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Christmas to you and the fam @jwil.  I don't do Ugov anymore but the last time I crawled to the £50 point it was paid almost immediately so🤞🏼.  Hope the cough doesn't develop into anything x
  • beanielou
    beanielou Posts: 97,486 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely Christmas 🎄 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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