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Comments

  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,211 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Merry Christmas Jwil , have a lovely time. 
    Life is an adventure, never stop exploring.

  • jwil
    jwil Posts: 22,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PennysIntoPounds said:
    A hamper 😍🥂😂

    I was getting near cashout on YG recently and they were surprisingly un-stingey with their invitations so hopefully that'll be a nice amount available to you soon 
    A hamper is a real treat!

    I have got there!  There was a survey waiting for me this morning :grin:

    doingitanyway said:
    Ooh I love a hamper. Lucky you :)

    It's a pretty good one, and we will actually eat most of what's in there so that's even better.

    NeverendingDMP said:
    Have a lovely Christmas 

    Thank you, you too :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,943 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Christmas eve everyone!

    I've woken up with a cough brewing so am not impressed.  Hopefully it will hold off for a couple of days, or even better not come to anything!

    We've been to the SM to get our last few bits, and although we've succeeded, anyone hoping to do a big festive shop will struggle there today as they didn't have a lot left!  A staff member said it was crazy yesterday.

    It doesn't look like the NT places are open today so we're going to go to the coast for a walk and a visit to the cafe if it's open.  Aiming to be back by lunchtime so I can prep the veg etc for tomorrow.  I want to watch Muppets Christmas Carol today as well.

    As I mentioned I got to the £50 on YG so if it arrives quickly I'm wondering whether to end the year with a bang on the PADs or save it to start next year off well.  I'm leaning towards next year.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • teapot2
    teapot2 Posts: 3,665 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Happy Christmas to you and the fam @jwil.  I don't do Ugov anymore but the last time I crawled to the £50 point it was paid almost immediately so🤞🏼.  Hope the cough doesn't develop into anything x
  • beanielou
    beanielou Posts: 97,804 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have a lovely Christmas 🎄 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • amber03
    amber03 Posts: 1,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy Christmas to you and your family jwil. Hope it’s a good one.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Chrystal
    Chrystal Posts: 2,026 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Wishing you, and yours, a lovely Christmas and a Happy and Healthy New Year.  XXXX
    I Believe.....
    That it isn't always enough, to be forgiven by others.
    Sometimes, you have to learn to forgive yourself.

    Yesterday is history, tomorrow is a mystery
    Today is a gift. That's why it is called the present.

    happiness isn't achieved by getting extra things,
    but by getting rid of the things that make you unhappy
  • Rhyddid2026
    Rhyddid2026 Posts: 904 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Have a lovely Christmas 🎄 
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
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