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December looking like a good PAD month 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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It's looking good!Sun_Addict said:December looking like a good PAD month 🙂"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £83
Nov - £100
Dec - £143Car balance Sept 25 - £11,031 - now £8,857"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well there are some benefits to not feeling well, I lost 3.5lb at SW this morning! I'll take that
Although I didn't win it officially, I was given the SOTW basket as no one else had won it either.
I'm still feeling pretty grotty so the rest of the day will just be chilling. We've made a start on tidying back a bit, and it's recycling day today, so we've tried to get as much out as we can. I've kept all the wrapping paper again for use as ebay packaging.
Leftovers for lunch today. I'll use the remaining veg with some turkey and gammon. DH can have gammon, egg and chips. The kids will have something similar but without the eggs."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
You are still doing so well with SW
Hope you feel better soon
I'm using up leftovers too. Sometimes I prefer the leftover meals to the original meals!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20253 -
Totally get that, looking forward to ham, stuffing and veg for dinnerMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.1
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Thank youdoingitanyway said:You are still doing so well with SW
Hope you feel better soon
I'm using up leftovers too. Sometimes I prefer the leftover meals to the original meals!
I agree, leftovers can be much more enjoyable!
That sounds lovely, enjoy!in_need_of_direction said:Totally get that, looking forward to ham, stuffing and veg for dinner"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Spent some more time tidying back, including organising the food, so the house is looking more presentable now. Recycling has just been so that's a clean slate for us now.
Sofa, book and chill this afternoon!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Hark at you with a Saturday recycling day! 😁
Glad the place is feeling in order, enjoy your chill timehttps://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael2 -
Congrats on the amazing PAD totals and your recycling clean slate. Our rubbish and recycling leave today too. I am very excited, which is really sad. Unusual to collect on a Sunday due to Christmas but I am happy.
Enjoy your book!https://forums.moneysavingexpert.com/discussion/6621582/ynab-robber-needs-help-to-execute-the-plan/p1
January NSD challenge 10/10
January AFD challenge 2/14
2026 Art pass savings £29.50
2026 Railcard savings £02
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