We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All change for 2025

1186187188189190192»

Comments

  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH and I went to get the last few bits of food we need this morning.  There's a couple of bits we'll have to get on Xmas eve (Milk etc) but we're done now.  I got some more veg so need to start prepping that.

    I've cancelled our home insurance renewal, as quotes were looking up to £100 cheaper than our quote.  I'll do it properly after Christmas as it's not due til mid-Jan.

    We've done the insurance, and paid for the car so we can collect it tomorrow.  Both of us feeling a bit sick with the big spend again, like with my car.  I had to lend DH my PB money until his withdrawal comes through but it should be there in time for me to re-purchase them at the end of the month. It's actually handy that I had that money easily available otherwise we might not have been able to get the car until after Christmas, and even then, depending when the dealership is open.  The hire car is going back tomorrow, so whilst we could have managed, it's easier with both cars.

    The kids asked to go swimming tomorrow, but I think we'll leave it until after Christmas.  I need to wait for the hire car to be collected tomorrow, and haven't decided if I'm going to get up and take DH to work and pick him up so I can have the car, or whether I just let him have the car and we have a lazy day.  Lazy day will probably win!

    I've updated all the financial spreadsheets and started prepping them for next year.  I would like to have a quieter year next year, this one has been a rollercoaster.


    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Thank you everyone, it's so heartbreaking. The school have been pretty good so far, so hopefully things will improve.
    I hope so.
    Me too.  She is a lovely girl and doesn't deserve this.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • At least the school seems to be on top of things.  Hopefully the new year will bring improvements for little miss
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At least the school seems to be on top of things.  Hopefully the new year will bring improvements for little miss
    Thank you, I hope so.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £83
    Nov - £100
    Dec - £78

    Car balance Sept 25 - £11,031 - now £8,917
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    DH took my car this morning, I fancy a day at home!  It will mostly be a cleaning/organising day.  Little miss got up complaining of a headache, then promptly threw up, so that motivates me very much with the cleaning.  She seems fine now though so must have just been one of those things.

    I've got the oven trays in soaking so the oven will also be done later.  I've already done the kitchen floor thanks to little miss, but will do it again after the oven is done.  The sofa blankets are all in the wash.  I want to sort and clean the fridge and organise all the Christmas food, including the veg, getting some of that prepped and frozen.

    I'm waiting for the hire car to be collected, they were meant to be here between 8 and 10 but no sign yet.  We'll go and get the new car this evening after DH gets home.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,512 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Just catching up
    Sorry to read about lovely little miss. 
    Hope your home day isn't all work
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Humboldt
    Humboldt Posts: 498 Forumite
    100 Posts First Anniversary Name Dropper
    Hi @jwil also just catching up.  So sorry to read about little miss and DH's car.  I wish you a magical Christmas, and health & happiness for the New Year.  Your support this year has been much appreciated x
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just catching up
    Sorry to read about lovely little miss. 
    Hope your home day isn't all work
    Thank you :)  I'm going to sit down this afternoon I think.

    Humboldt said:
    Hi @jwil also just catching up.  So sorry to read about little miss and DH's car.  I wish you a magical Christmas, and health & happiness for the New Year.  Your support this year has been much appreciated x
    Thank you,  I thank you for all the support, and wish you the very best for Christmas and New Year :) 
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good job I didn't want to go out today, as still no sign of them picking up the car!  DH has spoken to them though and they are due today.

    Little miss seems mostly ok, she's eating fine, but says she's a bit achey.  Hopefully it won't develop into anything.

    Oven is done, fridge is done. Christmas food is organised.  First batch of carrot and swede mash made.  I've also made lentil soup for my lunch.   Sofa blankets are back on, and washing is caught up with.  Tomorrow will be bathroom and towels and hoovering through, then that will be enough I think.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.