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Sorry to hear about DH and the car. I hope he has been okay since. And well done to you for managing to get so many things done and for little miss with the Marie kondo books to do her room. It's such a busy time of year without of these extra hiccups your having.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)2 -
Thank youNeverendingDMP said:Sorry to hear about DH and the car. I hope he has been okay since. And well done to you for managing to get so many things done and for little miss with the Marie kondo books to do her room. It's such a busy time of year without of these extra hiccups your having.
DH has been fine thankfully. "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £83
Nov - £100
Dec - £64Car balance Sept 25 - £11,031 - now £8,924"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Woo hoo! I'm in the £8ks! My CC payment went through this morning.
Today has been so hectic. It's my last week at work and I've got loads I want to be finishing. I had to take DH to work this morning and pick him up as well so that I could keep my car today. School runs, and I also had to accept delivery of DH's hire car that has been provided by the insurance co. At least that takes the pressure off us a little bit.
The amount DH will get for his car will be minimal as it's 16 years old, so we're not waiting for the claim to be settled before looking for something new. We tried to look at a few over the weekend, but with limited success. Thank goodness that DH didn't need to spend his redundancy as that can be used towards the new (to us) car.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
Wow that car balance is coming down rapidly. Your PADs are shaping up nicely too.I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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Woohoo for being in the 8's.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Well done for being in the 8ks. It's not taken long has it. Hope DH car shopping goes well and you find something next time you look.Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 nov 25- just over 64k
June 25 Debts in my name were £5170. Now 7150 (Nov 25)1 -
That was quick! In the 8s already!If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
Thank you everyone, I'm so chuffed to be in the 8s, and excited about how much I can try and reduce it by next year.
It's been such a tough week, a lot going on, and I'll try and do a proper update at some point.
I gained 2.5lb today, ouch! It is probably well deserved (one day this week I had a big tube of smarties and a third of a tube of Pringles for lunch 😆🤦♀️), but this is also my hormonal gain week, so maybe some of it will come off again. I'm not going to bother about it until January now anyway. Despite my lunch in the week, we haven't gone crazy with the Christmas food, and I've dipped into it a lot later than I would normally, so habits are certainly improving. I did stock up on some of the lidl veg yesterday and plan to get more. I'd particularly like a nice stash of carrot and swede mash in the freezer, as that will be nice and easy to grab."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £83
Nov - £100
Dec - £74Car balance Sept 25 - £11,031 - now £8,919"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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