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Thank youPennysIntoPounds said:Proper mse results there 🥂
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £83
Nov - £100
Dec - £44Car balance Sept 25 - £11,031 - now £9,034"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
CC payment made today so the car balance is going down. I've still got to make the other card payment so I'll be in the £8ks this month
I have had a very lazy day today, it's been lovely. Walked the dog first thing, then tidied round before the school run. Once I got home from that, I just sat on the sofa all day! I took advantage of having the TV to myself to watch One Magic Christmas as I prefer to watch that alone and sob through it
Then just sat enjoying a book.
I need to go through the Christmas stuff and check that I'm organised and write down a list of what I haven't got. So much for being done before December!
We got a leaflet from RM saying that if you use the app you can get proof of postage when you post in a postbox, so I've downloaded the app. That will be so handy for my stuff which will fit in a postbox, so I won't have to faff around queueing at the PO!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Oh One Magic Christmas that’s a proper tear jerker. I’m like that with Love Actually, Emma Thompson’s scene with the CD still gets me 🤣I get knocked down but I get up again (Chumbawamba, Tubthumping)2
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I haven't watched Love Actually for years as I couldn't find it on any of the streaming services I had. I see it's on one of them this year, so it's on my list!Sun_Addict said:Oh One Magic Christmas that’s a proper tear jerker. I’m like that with Love Actually, Emma Thompson’s scene with the CD still gets me 🤣"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Declutter update:
1221. Socks
1222. Car
1223 - 1240. Track pieces
1241-1242. Power packs
1243-1244. Boxes
1245. Car
1246-1248. Vehicles
1249-1256. Track pieces
1257. Lego set
1258. Vehicle
1259. Tractor and figure
1260-1265. Figures
1266-1277. Track pieces
1278. Car
1279-1280. Boxes
1281. Transformer
1282-1285. Plants
1286. Photo frame
1287. Start straight
1288. Mirror tiles
1289. Packaging
1290-1291. Bikes
1292-1293. Micro scalextric cars
1294. Car
1295. Toy parts
1296. Air freshener
1297. Slot car
1298. Van and figures
1299-1302. Ink cartidges
1303-1304. Memory sticks
1305-1310. Minifigures
1311. Superglue
1312. Car and caravan
1313. Model petrol pumps
1314-1324. Books
1325. Plastic sleeve
1326. Book
1327. Game
1328. Book
1329. SW pack
Declutter totals:
Magazines/papers: 144
Other: 1329Total: 1473
Ebay listings: 191
Ebay parcels: 156Survey/other earnings:
Amazon: £25
Paypal/cash: £146.62
Other vouchers:£0"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £83
Nov - £100
Dec - £48Car balance Sept 25 - £11,031 - now £9,032"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
I've been busy this morning trying to catch up with things and get organised. Little miss has her concert across county tomorrow, so she needs to take a packed lunch and dinner. She wrote a little list of what she wanted so I've been making sausage rolls and waffles this morning.
I've sorted through the big cupboard in the kitchen, gathered together all the Xmas goodies so I can see what is there for gifts and what is for us. Caught up with some admin type tasks.
Yesterday I lost 2.5lb and finally got my 2.5 stone award. It's actually 2st 9lbs now so there's a little buffer to allow for Christmas fluctuations! It's taken almost 2 months to get that 1/2 stone off, but there's been a lot going on. If I can stay roughly where I am until the new year then I'll be happy.
It was my work Christmas do last night, so we had a lovely meal out. I drove so didn't drink. Not at all on plan, but very nice! Nice to see some ex-colleagues as well as current ones.
I withdrew most of my PBs the other day and put them in my monthly paying interest accounts for a bit then I will re-buy them. I know people say that buying in bulk seems to make them win more often, which is statistically unlikely, but as I haven't won anything for almost 3 years, I'll give it a go! I like to keep them there as my EF as they are just out of reach enough for me to not dip into them and also the (very small) chance of winning! I'll lose a month on these in the draw but I left a couple of hundred in there so I'm not completely out of the running and I'll gain a small amount of interest."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
Big well done on your loss , what a great achievement , hope little miss really enjoys the concert tomorrow xx2
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So blooming chuffed for you on the 2 1/2 stone.I forecast that you will be in the 8’s on the car by the end of the month. Amazing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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