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  • Just a quick comment on oven cleaning as it’s a job I hate - we bought a little hand held steamer & it made the job sooo much easier as it really lifts the brown gunky stuff even off the shelves. We also used it to clean the grout in the bathroom & it came up like new. it’s more than paid for itself as I used to book an oven cleaner to come twice a year! 

    Hope your knee continues to ease & you enjoy the market today xx
  • beanielou
    beanielou Posts: 97,810 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Fantastic pads.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Surely if its her waffle maker she should be making you waffles 🤔
    With great power comes great responsibility... 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • jwil
    jwil Posts: 22,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I make a huge batch of waffles and freeze them, pop them in the toaster to reheat 
    That's a good idea, thank you.  I might do that with the remaining batter.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just a quick comment on oven cleaning as it’s a job I hate - we bought a little hand held steamer & it made the job sooo much easier as it really lifts the brown gunky stuff even off the shelves. We also used it to clean the grout in the bathroom & it came up like new. it’s more than paid for itself as I used to book an oven cleaner to come twice a year! 

    Hope your knee continues to ease & you enjoy the market today xx
    Oh, I've got a steamer, had never even considered it, thank you!  I'm still no keener to clean the oven though :D:D  

    beanielou said:
    Fantastic pads.
    Thank you :grin:  

    Surely if its her waffle maker she should be making you waffles 🤔
    With great power comes great responsibility... 😁
    That thing is as hot as the sun.  I'm not a great nurse.  That means the job is mine for now :grin:  The good thing is, she'll probably forget about it soon :D  
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,948 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £12

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £83
    Nov - £100
    Dec - £12

    Car balance Sept 25 - £11,031 - now £9,262
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • If dentist reported no issues then I think one day of chocolate scoffing is fair 😁
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • A little of what you fancy, and all that!
    Debts                04/01/25         02/01/26  
    Natwest2           £6,509.97       £5,500 
    NatWest CC      £7,612.74       £6,605
    Lloyds CC          £6,112.60      £4,450
    1st Direct CC     £176.03         £39.26
    CC total             £20,411.34    £16,594.26
    TSB OD             £500              £0
    1st Direct OD     £600              £0
    Car loan             £4,000           £4,000
    1st Direct Loan  £10,684.44    £7.880
    Total                  £36,195.78    £28,474.26
    EF £701.52
    HF  £3.04
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