We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All change for 2025

1179180182184185193

Comments

  • PennysIntoPounds
    PennysIntoPounds Posts: 5,431 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hormonal rage directed in the right direction is majestic, well done you and your righteous hobble 🥂

    If knee still feels painful after a couple of days rest go pharmacist and ask them about support options to suit you. I know it's another spend but a wee one in the scheme of things, and being able to do things because you're not in pain is very money saving!
  • jwil
    jwil Posts: 22,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hormonal rage directed in the right direction is majestic, well done you and your righteous hobble 🥂

    If knee still feels painful after a couple of days rest go pharmacist and ask them about support options to suit you. I know it's another spend but a wee one in the scheme of things, and being able to do things because you're not in pain is very money saving!
    Thank you :)  Knee is improving thankfully!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £7

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £83
    Nov - £78

    Car balance Sept 25 - £11,031 - now £9,291
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • amber03
    amber03 Posts: 1,429 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A lot of people are suffering with grumpiness at the moment, so you aren’t alone. Maybe due to the weather, Xmas and basically life is so hard for everyone at the moment. I listened to the news the other night and at the end of it turned to my DH and said that it was all doom and gloom and there was not one bit of happiness or positveness in the whole programme. Let’s hope there is light at the end of the tunnel soon, we could all do with abit of good news.
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Sorry to hear that your knee is giving you issues, I hope it eases further. Well done on the PADs, the car payment is coming down very nicely. I'm glad action has been taken for Little Miss, kids can be so cruel, well done for nipping it in the bud. 

    As for hormones... I agree with @amber03, I am one of those grumpy, hormonal people atm, literally ready to explode at any time, hopefully that too shall pass soon.  

    Well done with staying on track too :)
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,925.83

    Debt Free: 6th November 2025!! 🥳

    2025 goals:
    24 / 25 books
    6 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • beanielou
    beanielou Posts: 97,464 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Such a shame on the oven cleaner :lol:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ladyholly
    ladyholly Posts: 4,070 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If your knee is painful again I find an old fashioned standard crepe bandage can be helpful and is easier for those of us with larger legs. 
  • jwil
    jwil Posts: 22,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    amber03 said:
    A lot of people are suffering with grumpiness at the moment, so you aren’t alone. Maybe due to the weather, Xmas and basically life is so hard for everyone at the moment. I listened to the news the other night and at the end of it turned to my DH and said that it was all doom and gloom and there was not one bit of happiness or positveness in the whole programme. Let’s hope there is light at the end of the tunnel soon, we could all do with abit of good news.
    I agree, a  bit of cheeriness would be lovely!  Everything is doom and gloom.

    Sorry to hear that your knee is giving you issues, I hope it eases further. Well done on the PADs, the car payment is coming down very nicely. I'm glad action has been taken for Little Miss, kids can be so cruel, well done for nipping it in the bud. 

    As for hormones... I agree with @amber03, I am one of those grumpy, hormonal people atm, literally ready to explode at any time, hopefully that too shall pass soon.  

    Well done with staying on track too :)

    Thank you, it is easing off a bit more.  I'm hoping the grumpiness will ease soon.  

    beanielou said:
    Such a shame on the oven cleaner :lol:

    I know, I'm devastated :D  Not that I'd be able to kneel down on the floor at the moment anyway (or more realistically, get up again!)

    ladyholly said:
    If your knee is painful again I find an old fashioned standard crepe bandage can be helpful and is easier for those of us with larger legs. 

    Ah, that's a good idea thank you!  I'm pretty sure we have one too.  My knee is improving, but I'll file that away for if it happens again!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,766 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    One source of my grumpiness (work) is now done for the week.  It's been a full on day where I've had to be explaining different things to different people, so I feel all talked out now.

    Little miss is 10 tomorrow, I can't quite believe it!  We are visiting family tomorrow after school, and will be doing something at the weekend.  She's asked for a meal out so we'll do that on Saturday.

    The end of the month seems to have crept up on me, so I need to go through the Christmas stuff and see where I am.  I'd like to be done asap, and I think I am, except for fresh food and foody gifts. I need a list and a plan!  I'd like to get the tree up this weekend too, but we have our trusty artifical one so no need to buy anything there.

    One benefit of DH's change of job is that he will be off between Christmas and New year which will be the first time ever since the kids were born (and probably a lot longer than that!).

    My knee is definitely improving but still painful.  It's disturbing my sleep as I can't get comfortable with it, but hopefully that will ease soon too.  I've been on plan this week apart from a little indulgence in chocolate today, so hopefully that will show on Saturday.

    I sold another item yesterday so that has been posted.  I will PAD that tomorrow.  DH has a non payer which is annoying.  After this weekend I'll end our listings until after the last posting dates so we can avoid the postal madness and people who have ridiculous expectations!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.