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Rest up
Wishing you wellIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 3501000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
That’s great news about DH’s job.I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Ah I hope you are feeling better soon and are able to rest (I am also a 9pm bed gal with a 10pm light curfew lol).Great news re DH!Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £234,483.39
Car Balloon Payment £12,243.60, due Nov 25. Saved £12,243.60 (100%)!
2025 goals:
23 / 25 books
7 / 24lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum0 -
Great news about your DH.Feel better soon ❤️🩹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good news on DH job. Sorry to hear you are unwell especially as it’s half term, always the way. My GK’s finish tomorrow with their inset day being a week on Monday. Im the one who notes all these dates down as my DS and his wife don’t usually notice till the day before and I then get the call asking can I help, which I love to do. Take things easy and hopefully you will start feeling better soon.:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.000
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Have you worked out what your average monthly pads have been? I know you're a bit disappointed this month but I reckon that would put it back into perspective.
I hope you're feeling better soon, rest up as much as you can.Debts 04/01/25 01/10/25
Natwest2 £6,509.97 £5,830
NatWest CC £7,612.74 £6,830
Lloyds CC £6,112.60 £4,940
1st Direct CC £176.03 £0
CC total £20,411.34 £17,600
TSB OD £500 £0
1st Direct OD £600 £250
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £8,710
Total £36,195.78 £30,3100
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