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  • jwil
    jwil Posts: 22,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £53

    Car balance Sept 25 - £11,031 - now £9,819
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My cold is better today, more turning into a cough now. The coughing gave me a nosebleed at 4am this morning, that was nice!

    Another restful afternoon planned.  This morning was SW, popping to drop off a birthday gift to a relative, though we didn't stay long so as not to share germs.  DH and I went and did a bit of shopping.

    A nice surprise at SW this morning, with 4.5lb off!  I'm not entirely sure how that happened, maybe it was the decluttering of blood :D  That's the gain from last week gone and another 1.5lb on top of that.  I also got slimmer of the month.

    I've just decluttered a couple of items from the freezer for lunch that are not SW friendly, but I won't be buying them again.  I think my tastes are starting to change a little, and some of the things I used to often rely on as a backup or an easy meal don't appeal now.  That is a good thing!  Unfortunately my tastes for chocolate don't seem to be similarly changing :D:D  

    Time to get my hot water bottle and a book!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,721 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My taste for chocolate will never change I think. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • joedenise
    joedenise Posts: 17,958 Forumite
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    Great loss.  I think it's the same for chocolate for most of us!
  • doingitanyway
    doingitanyway Posts: 10,395 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Great news on your weight loss. The SW plan really suits you!
    A hot water bottle and a book  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,474 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    beanielou said:
    My taste for chocolate will never change I think. 
    I don't think mine will either, and I'm generally ok with that!

    joedenise said:
    Great loss.  I think it's the same for chocolate for most of us!
    Thank you :)  It's very true for chocolate and many of us!

    Great news on your weight loss. The SW plan really suits you!
    A hot water bottle and a book  :)
    Thank you :)  The basic plan has always appealed to me as I can't be doing with weighing and measuring everything. I think the group being really nice has also helped, and it's got me into a good mindset this time as well.  I still can't quite believe it given how many years I've been trying, but long may it last!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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