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PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £53Car balance Sept 25 - £11,031 - now £9,819"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
My cold is better today, more turning into a cough now. The coughing gave me a nosebleed at 4am this morning, that was nice!
Another restful afternoon planned. This morning was SW, popping to drop off a birthday gift to a relative, though we didn't stay long so as not to share germs. DH and I went and did a bit of shopping.
A nice surprise at SW this morning, with 4.5lb off! I'm not entirely sure how that happened, maybe it was the decluttering of blood
That's the gain from last week gone and another 1.5lb on top of that. I also got slimmer of the month.
I've just decluttered a couple of items from the freezer for lunch that are not SW friendly, but I won't be buying them again. I think my tastes are starting to change a little, and some of the things I used to often rely on as a backup or an easy meal don't appeal now. That is a good thing! Unfortunately my tastes for chocolate don't seem to be similarly changing
Time to get my hot water bottle and a book!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee7 -
My taste for chocolate will never change I think.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Great loss. I think it's the same for chocolate for most of us!1
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Great news on your weight loss. The SW plan really suits you!
A hot water bottle and a book
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 350/1000
Buffer fund 100/100
Debt Free (again) 25/07/20251 -
I don't think mine will either, and I'm generally ok with that!beanielou said:My taste for chocolate will never change I think.
Thank youjoedenise said:Great loss. I think it's the same for chocolate for most of us! It's very true for chocolate and many of us!
Thank youdoingitanyway said:Great news on your weight loss. The SW plan really suits you!
A hot water bottle and a book The basic plan has always appealed to me as I can't be doing with weighing and measuring everything. I think the group being really nice has also helped, and it's got me into a good mindset this time as well. I still can't quite believe it given how many years I've been trying, but long may it last! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £268
Oct - £55Car balance Sept 25 - £11,031 - now £9,818"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Happy Sunday!
Another quiet day planned. Cold is a little better today, so that's good. I had a pretty good nights sleep last night and was up bright and early this morning. I'm no fan of the clock changes but it was nice to see a lighter morning again. I don't mind the darker evenings, but I don't like the dark mornings.
I've tidied the kitchen, done my financial checks and my duo and a load of washing is in. Little jwil has surfaced early for him so I can get his bedding done next. I'm not feeling like going for a walk or doing an exercise video so think I'll go and do a bit in the garden this morning. The patio is very much buried under weeds at the moment!
I've tweaked prices on my handful of ebay listings, and that of the kids stuff as well. I'm tempted to try mine on vinted instead as they've been on a while. I do have other items to list as well if I can be bothered!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
No harm in trying Vinted.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I've been out and done 15 minutes in the garden and stripped little jwil's bed and got his duvet in the wash.
I've looked through our breakdown renewal and will have a look about to see whether there are any deals worth switching to.
Cleared some outstanding admin type tasks."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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