We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

All change for 2025

1162163164165166168»

Comments

  • teapot2
    teapot2 Posts: 3,592 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope the day goes ok and lifts once you get through the depressing emails.  Not a  fan at all of scary films here eek.
  • jwil
    jwil Posts: 22,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teapot2 said:
    Hope the day goes ok and lifts once you get through the depressing emails.  Not a  fan at all of scary films here eek.
    Thank you :)  The day did improve, my meeting went better than expected, and my lovely colleague had picked up some of the depressing emails :)

    I'm not a huge fan of scary films, but I do love a bit of Stephen King!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £5

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £268
    Oct - £74

    Car balance Sept 25 - £11,031 - now £9,802
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,504 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another little extra to my PAD this morning from a small lottery win :)  It's not looking quite so bad for this month now.

    It's nice to be off again.  Not much planned for today.  Little jwil is still in bed, little miss is dressed in a onesie so it doesn't look like she wants to be up to much.  Little jwil is I think off to a sleepover later so I'll try and do something with little miss later.  Other than that, just pottering around.  My shopping has been delivered and packed away.  I've started putting up some of our halloween decorations, we don't have many.  I do need to get some batteries for our pumpkins.

    I've done a few surveys this morning.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • in_need_of_direction
    in_need_of_direction Posts: 7,861 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    You are so close to breaking into another hundred owed on the car.  Those pads truly make a difference 
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 11st 12lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough for now.
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    See, October is getting better  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.