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  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Sorry you slept poorly. Me too...hopefully better for us both tonight  :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • beanielou
    beanielou Posts: 96,760 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Me three on the sleeping. Hope tonight is better for us all. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Did you sleep better @beanielou and @jwil? I did. I realise I needed a blanket on top of the duvet, then I was fine...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry you slept poorly. Me too...hopefully better for us both tonight  :)
    beanielou said:
    Me three on the sleeping. Hope tonight is better for us all. 
    Did you sleep better @beanielou and @jwil? I did. I realise I needed a blanket on top of the duvet, then I was fine...
    Sorry you were both in the non sleeping club as well. I also needed an extra blanket, but it moves around too much so I need to get something better.  DH was having a snorey night last night so I ended up on the sofa anyway.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £253

    Car balance Sept 25 - £11,031 - now £10,282
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • doingitanyway
    doingitanyway Posts: 10,418 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    jwil said:
    Sorry you were both in the non sleeping club as well. I also needed an extra blanket, but it moves around too much so I need to get something better.  DH was having a snorey night last night so I ended up on the sofa anyway.
    Oh dear! I know what you mean about moving about. Mine is a large but light and airy wool blanket so it stays put. Look for something similar. Better luck tonight
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 3501000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • jwil
    jwil Posts: 22,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    jwil said:
    Sorry you were both in the non sleeping club as well. I also needed an extra blanket, but it moves around too much so I need to get something better.  DH was having a snorey night last night so I ended up on the sofa anyway.
    Oh dear! I know what you mean about moving about. Mine is a large but light and airy wool blanket so it stays put. Look for something similar. Better luck tonight
    That sounds good.  Mine was a crochet blanket that just slips and slides everywhere but is a nice weight.  I will look for something similar to yours!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 96,760 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It helps my sleep if I remember to take the magnesium before bed.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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