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  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news regarding your weight loss xx
    Thank you :)

    We are on Octopus Agile, and making savings each day, so not worth changing tariff  for us. i have just set a schedule to charge up between 12:30 am and 6am when I plug in.
    i track our energy use and its not really made that much difference. As a hybrid, If I do majority of my miles on electric then I get 99 miles to gallon so that offsets extra costs.
    A neighbour has the cheap overnight tariff and they say that works as they put on all the domestic machines during that period.
    Thank you.  I'm on a waiting list to get a smart meter from Octopus so will have to wait and see until then anyway.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    Aug - £81
    Sept - £206

    Car balance Sept 25 - £11,031 - now £10,578
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy Sunday!  Not much planned for today as it's due to be wet.  I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.

    Toad in the hole with veg planned for lunchtime.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • NeverendingDMP
    NeverendingDMP Posts: 2,307 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Well done on the weight loss and toad in the hole sounds yummy
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss and toad in the hole sounds yummy
    Thank you :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Spendywendywoo
    Spendywendywoo Posts: 272 Forumite
    100 Posts Photogenic Name Dropper
    Well done on your weight loss, shame about the blood tests but there could be a number of factors (a sibling had 3 lots of bloods done because the reading was too low but before they changed the dosage of their meds, they asked for the 3rd bloods and do them fasting and take the meds a certain amount of time before the test was taken - the 3rd test came back totally in range, if they had changed the dosage it would have really played havoc), hoping the next reading is more aligned as it sounds like you have made many positive changes and you are doing amazing!

    Sorry to hear about DH's role this week, I'm sure it will work out and there will be work again soon. Great news re the car charging. 

    Hope Miss Jwil is ok, my DS has started with a sore throat and sniffles over the weekend - assuming it's back to school lurgy and possibly the change in weather - hope she's feeling brighter soon. 

    Great progress with the PADs too :)
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,066.98
    Car Balloon Payment £12,243.60, due Nov 25. Saved £9,800 (80%), £2,443.60 (20%) remaining

    2025 goals:
    23 / 25 books
    5 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on your weight loss, shame about the blood tests but there could be a number of factors (a sibling had 3 lots of bloods done because the reading was too low but before they changed the dosage of their meds, they asked for the 3rd bloods and do them fasting and take the meds a certain amount of time before the test was taken - the 3rd test came back totally in range, if they had changed the dosage it would have really played havoc), hoping the next reading is more aligned as it sounds like you have made many positive changes and you are doing amazing!

    Sorry to hear about DH's role this week, I'm sure it will work out and there will be work again soon. Great news re the car charging. 

    Hope Miss Jwil is ok, my DS has started with a sore throat and sniffles over the weekend - assuming it's back to school lurgy and possibly the change in weather - hope she's feeling brighter soon. 

    Great progress with the PADs too :)
    Thank you :)  I'm hoping I'll see some changes next time.

    Little miss is fine now, it just seems to be a mild cold, hope DS is ok.  Little miss started with a sore throat too.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Humboldt
    Humboldt Posts: 461 Forumite
    100 Posts First Anniversary Name Dropper
    jwil said:
    Happy Sunday!  Not much planned for today as it's due to be wet.  I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.

    Toad in the hole with veg planned for lunchtime.
    Hi @jwil, well done on the weight loss.  You inspired me to add toad in the hole to my weekly menu :0)
  • badmemory
    badmemory Posts: 9,862 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    That reminds me I haven't made toad in the hole for ages although I do make other "in the hole" things but they tend to be more fruit based.
  • jwil
    jwil Posts: 22,238 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Humboldt said:
    jwil said:
    Happy Sunday!  Not much planned for today as it's due to be wet.  I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.

    Toad in the hole with veg planned for lunchtime.
    Hi @jwil, well done on the weight loss.  You inspired me to add toad in the hole to my weekly menu :0)
    Thank you :)  I hope you enjoy your toad in the hole, perfect weather for it!

    badmemory said:
    That reminds me I haven't made toad in the hole for ages although I do make other "in the hole" things but they tend to be more fruit based.
    Ooh, what fruity 'in the hole' things do you make?
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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