We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
All change for 2025
Comments
-
pennywisepoundstupid said:Great news regarding your weight loss xxDebsnewbudget said:We are on Octopus Agile, and making savings each day, so not worth changing tariff for us. i have just set a schedule to charge up between 12:30 am and 6am when I plug in.
i track our energy use and its not really made that much difference. As a hybrid, If I do majority of my miles on electric then I get 99 miles to gallon so that offsets extra costs.
A neighbour has the cheap overnight tariff and they say that works as they put on all the domestic machines during that period."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
Aug - £81
Sept - £206
Car balance Sept 25 - £11,031 - now £10,578"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Happy Sunday! Not much planned for today as it's due to be wet. I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.
Toad in the hole with veg planned for lunchtime."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Well done on the weight loss and toad in the hole sounds yummyJan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...2 -
NeverendingDMP said:Well done on the weight loss and toad in the hole sounds yummy"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
-
Well done on your weight loss, shame about the blood tests but there could be a number of factors (a sibling had 3 lots of bloods done because the reading was too low but before they changed the dosage of their meds, they asked for the 3rd bloods and do them fasting and take the meds a certain amount of time before the test was taken - the 3rd test came back totally in range, if they had changed the dosage it would have really played havoc), hoping the next reading is more aligned as it sounds like you have made many positive changes and you are doing amazing!
Sorry to hear about DH's role this week, I'm sure it will work out and there will be work again soon. Great news re the car charging.
Hope Miss Jwil is ok, my DS has started with a sore throat and sniffles over the weekend - assuming it's back to school lurgy and possibly the change in weather - hope she's feeling brighter soon.
Great progress with the PADs tooMortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £235,066.98
Car Balloon Payment £12,243.60, due Nov 25. Saved £9,800 (80%), £2,443.60 (20%) remaining
2025 goals:
23 / 25 books
5 / 24lbs lost
£1000 / £1000 EF
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum1 -
Spendywendywoo said:Well done on your weight loss, shame about the blood tests but there could be a number of factors (a sibling had 3 lots of bloods done because the reading was too low but before they changed the dosage of their meds, they asked for the 3rd bloods and do them fasting and take the meds a certain amount of time before the test was taken - the 3rd test came back totally in range, if they had changed the dosage it would have really played havoc), hoping the next reading is more aligned as it sounds like you have made many positive changes and you are doing amazing!
Sorry to hear about DH's role this week, I'm sure it will work out and there will be work again soon. Great news re the car charging.
Hope Miss Jwil is ok, my DS has started with a sore throat and sniffles over the weekend - assuming it's back to school lurgy and possibly the change in weather - hope she's feeling brighter soon.
Great progress with the PADs tooI'm hoping I'll see some changes next time.
Little miss is fine now, it just seems to be a mild cold, hope DS is ok. Little miss started with a sore throat too.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
jwil said:Happy Sunday! Not much planned for today as it's due to be wet. I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.
Toad in the hole with veg planned for lunchtime.1 -
That reminds me I haven't made toad in the hole for ages although I do make other "in the hole" things but they tend to be more fruit based.2
-
Humboldt said:jwil said:Happy Sunday! Not much planned for today as it's due to be wet. I've been catching up on some admin this morning, don't really plan on doing a lot otherwise I don't think.
Toad in the hole with veg planned for lunchtime.I hope you enjoy your toad in the hole, perfect weather for it!
badmemory said:That reminds me I haven't made toad in the hole for ages although I do make other "in the hole" things but they tend to be more fruit based."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards