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PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
August - £64"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I've been to the car boot this morning to get my steps in, and don't plan on doing a lot else today, just potter around. I didn't sleep well last night which is annoying."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
August - £66"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £129
Feb - £63
Mar - £103
Apr - £149
May - £79
June - £145
July - £157
August - £70"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PADs are looking good. You'll top a grand with them easily this year if you carry on. Well done!Jan 18 Joint debts 35,213
Mortgage Jan 18- 77224 May 25- just under 65k
June 25 Debts in my name only £5170. DH can't keep track...1 -
It never rains but it pours! My car went into the garage for diagnostics this week, and it would cost around £2.5k to fix it, but with a warning that the fault could possibly have caused damage to another part that could potentially fail over the next few weeks/months. It's due MOT in October, and we need to be thinking about replacing the chain over the next year or so which is another fairly hefty expense, so we've decided it's not worth spending the money, as the bill would be the same as the car is worth. I'd also then be constantly worrying about whether the other part is about to fail. It's a 17 year old car and I've had it for 7 years without it causing me any problems, so it's a shame, but it's probably had its day.
A new (to me) car was not on my plan! There's no point in me spending a fortune on a car as I don't do huge mileage, but equally I don't want an old banger that will cause me more problems. I've tended to go for something about 10 years old but even they are a lot more expensive than they used to be! I haven't got enough in savings so I'll probably need to borrow something, which is frustrating, but at least I should be able to minimise that. I was browsing last night, and nothing was really taking my fancy, so I'm not going to rush it. Funnily enough, when I did all my bank checks this morning, several accounts suddenly had messages about offering me a loan. I'm sure our phones listen to us!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee6 -
I am also sure that our phones listen. My DS has just had to replace his car too. Bleeping things. Bah.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
It's too much of a coincidence isn't it. Blooming cars, I wish I could do without one, but I need it for work, plus public transport here is just dire.beanielou said:I am also sure that our phones listen. My DS has just had to replace his car too. Bleeping things. Bah."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Yes, they do. They paid out in the US rather than go to court on exactly that issue!
Lots to think about re cars...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
It's scary really isn't it.doingitanyway said:Yes, they do. They paid out in the US rather than go to court on exactly that issue!
Lots to think about re cars..."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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