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All change for 2025

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  • teapot2
    teapot2 Posts: 3,558 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 23 August at 7:09PM
    Good news on the health and weight front.  Fingers crossed re both cars 🚗🚓
  • Sun_Addict
    Sun_Addict Posts: 24,189 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the weight loss. You’re really in the zone right now. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 95,968 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Well on on the loss & SOTW. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • savingholmes
    savingholmes Posts: 29,034 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry about the car troubles 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.6K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.4/£127.5K target 24.6% 1/9/25
    (If took bigger lump sum = 53.3K or 41.8%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 29/7/25
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about your BP  :)
    Thank you :)  

    My goodness cars , who'd have them . Really well done on your weight loss , so happy for you and great it's having a knock on effect on your health xx
    Thank you :)  Cars are a bit of a nightmare!

    Well done on slimmer of the week and having a good blood pressure reading. The seaside sounds lovely. Cars sound a bit not so lovely. Fingers crossed DH car was just having a moment and is okay from now on. 
    Thank you :)  There's definitely a noise coming from DH's car but it seems to be driving ok.  Just hope to get mine back first!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    teapot2 said:
    Good news on the health and weight front.  Fingers crossed re both cars 🚗🚓
    Thank you :) 

    Well done on the weight loss. You’re really in the zone right now. 
    Thank you :)  I am in the zone and I really hope it lasts.

    beanielou said:
    Well on on the loss & SOTW. 
    Thank you :)  

    Sorry about the car troubles 
    Thank you, hopefully they won't be too painful to fix.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    PAD (Payment a Day)

    Today's PAD - £2

    Jan - £129
    Feb - £63
    Mar - £103
    Apr - £149
    May - £79
    June - £145
    July - £157
    August - £62
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 22,186 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I went with DH to the car boot this morning to get my steps in.  I didn't buy anything.  We then traipsed around various supermarkets to get the remaining uniform.  I think we're almost there now, there's just a few bits that I will order online as we couldn't get them in store.

    We've done the family haircuts this morning. (I do theirs, DH does mine).

    Hoping to just chill this afternoon, and then have a quiet day doing stuff at home tomorrow.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 95,968 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Blimey, you are brave letting your DH cut your hair.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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