We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Next steps; grip-relaxing bimbling, and avoiding the temptations

18283848587

Comments

  • Watty1
    Watty1 Posts: 8,631 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    A mix of shock, surprise and a sinking feeling at that comment about the PHD researcher. The idea that AI could kill us all off becomes less and less surprising as each week passes.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 101,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Absolutely horrifying.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • beanielou
    beanielou Posts: 101,203 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    TBH I’m glad I’m the age I am but poor DS age group and younger.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • foxgloves
    foxgloves Posts: 13,704 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 14 September at 5:17PM

    Completely agree, @beanielou. It concerns me how inaccurate AI can be. I joined a FB foraging group & people often post with a photo of a supposedly edible plant they've found just to double check the ID which their AI app has provided. It is sometimes inaccurate to the point of the plant definitely NOT being something one would want to eat (unless well-stocked up with plenty of bog rolls!) Simple general knowledge searches I do (since taking up cryptic crosswords) often provide wrong & sometimes just plain batty information. It all needs to be read & interpreted with a critical eye.

    Ah well, if it comes to doomsday, at least I will know what vegetation will feed us & which will will see us off! Except mushrooms….I don't take risks with those, apart from the field variety! Our generation could end up proper knowledgeable old crones! I think I shall need long white hair like Gandalf! (no beard though!!)

    F

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • trix-a-belle
    trix-a-belle Posts: 1,559 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    edited 14 September at 9:26PM

    Oh yes i'm in one of those and despair Foxgloves, saw a post yesterday asking what a plant was as it had 'salad potential'…. it was ragwort! 😮

    & some people are unable to identify even basic things such as acorns & horse chestnuts

    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • teapot2
    teapot2 Posts: 3,920 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    We're in the same group @trix-a-belle as I saw that post too. Am pleased that I know more than I realise about plant ID when I can name them from a photo without looking them up though I still have lots to learn of course. If critical thinking disappears we are in trouble.

  • trix-a-belle
    trix-a-belle Posts: 1,559 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!

    haha, yes I use it as a bit of a guessing game as I don't feel confident enough to respond usually, 'name that plant' open comments to read from those more experienced & see if I got it right.

    I think critical thinking has its foot well out the door sadly

    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,817 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper

    While I think AI has specific uses that can be very accurate (pattern recognition, error checking, when it's been trained properly) the thought that it is replacing the creative human endeavour is horrifying. We need left field thinking and we need people chipping away at things and we need to sense check the information that is going into them to know the stuff that comes out often is garbage.

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.5K Banking & Borrowing
  • 254.8K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.1K Work, Benefits & Business
  • 605.6K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.