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Next steps; grip-relaxing bimbling, and avoiding the temptations
Comments
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A mix of shock, surprise and a sinking feeling at that comment about the PHD researcher. The idea that AI could kill us all off becomes less and less surprising as each week passes.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Absolutely horrifying.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Yes, there are some very worrying news stories coming out about this whole subject & while I think there are some very specific benefits, the wider development of AI into every aspect of our lives isn't something people have had any say or input in. Imo it's a stage of technology way too far. A lot of the stuff we see every day is absolute slop (fake pics & stuff on social media, inaccurate information in summary boxes when looking up information) & it riles me to think that data centres are going to be such enormous users of energy & increasingly scarce water to provide stuff which is mostly utterly unnecessary. I feel differently of course about very targeted use of AI in medical diagnoses & surgery, but driverless cars? Are the general public clamouring for those? Awful customer helplines where it is practically impossible to get any interface with an actual person? People cheating to obtain qualifications, cheating in job applications/interviews, AI 'counsellors'. I despair for the human race! Maintaining our resilience is crucial.
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!5 -
TBH I’m glad I’m the age I am but poor DS age group and younger.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Completely agree, @beanielou. It concerns me how inaccurate AI can be. I joined a FB foraging group & people often post with a photo of a supposedly edible plant they've found just to double check the ID which their AI app has provided. It is sometimes inaccurate to the point of the plant definitely NOT being something one would want to eat (unless well-stocked up with plenty of bog rolls!) Simple general knowledge searches I do (since taking up cryptic crosswords) often provide wrong & sometimes just plain batty information. It all needs to be read & interpreted with a critical eye.
Ah well, if it comes to doomsday, at least I will know what vegetation will feed us & which will will see us off! Except mushrooms….I don't take risks with those, apart from the field variety! Our generation could end up proper knowledgeable old crones! I think I shall need long white hair like Gandalf! (no beard though!!)
F
2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!4 -
Oh yes i'm in one of those and despair Foxgloves, saw a post yesterday asking what a plant was as it had 'salad potential'…. it was ragwort! 😮
& some people are unable to identify even basic things such as acorns & horse chestnuts
- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps3 -
We're in the same group @trix-a-belle as I saw that post too. Am pleased that I know more than I realise about plant ID when I can name them from a photo without looking them up though I still have lots to learn of course. If critical thinking disappears we are in trouble.
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haha, yes I use it as a bit of a guessing game as I don't feel confident enough to respond usually, 'name that plant' open comments to read from those more experienced & see if I got it right.
I think critical thinking has its foot well out the door sadly
- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
While I think AI has specific uses that can be very accurate (pattern recognition, error checking, when it's been trained properly) the thought that it is replacing the creative human endeavour is horrifying. We need left field thinking and we need people chipping away at things and we need to sense check the information that is going into them to know the stuff that comes out often is garbage.
Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +14 -
Off on hols from today so maybe a bit of radio silence from here. Have fun, keep the moneysaving faith
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5
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