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Next steps; grip-relaxing bimbling, and avoiding the temptations
Comments
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ooh thanks for the heads up on that nematode site, i'd not come across that one & had been debating using some for some very stubborn ants nests that have been taking over my lawn (& i've been ignoring for too long)
- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
Mr Sl did the bulk of it, reaching high and spraying leaves and branches but I helped with an old watering can (that is disintegrating fast) watering and drenching the trunks and the ground underneath. Between us the 8 x 5L were used before the rain started last night. There was a bit spare so we treated two new trees in the community garden. All good. The second pouch goes OoD before we get back from Scotland so not sure if we will re-treat (suggests we do so after two weeks).
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
Well that was weird. One of me, the cat or the husband selected the order in which threads had been created as the display order of my bookmarks instead of the most recently commented upon. That took a bit of working out. I didn't spot the bold updated threads until yesterday, lurking near the bottom.
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here3 -
Correction, IS weird. I don't seem to be able to change it!!
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here2 -
it’s an update 🤷♀️. If you change to recently commented you get nearer a view that is helpful 🤷♀️
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!2 -
Yes but it doesn't save that view and reverts next time you select bookmarks (here on my Mac)
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here1 -
@Suffolk_lass - it's plain and simple poor web design hun - try opening the link in a new tab to read and then refresh your tab with the original list, your choices should remain intact - the MSE designers who have revamped the page appear not to have consulted the users, but then again as most of us are old enough to be their grans and we of course know nothing! 🤣🤣🤣
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)4 -
Thank you this has been driving me crazy wondering what I have done.
(A lurker)
The best thing about the future is that it comes one day at a time. (Abraham Lincoln)2 -
Thanks for your comments. I used to use the back button but it now refreshes to the default. At least I know now. As you suggest @rtandon27 I'm sure they think they know best. With activity noticably quieter on the forums than a few years ago, they need to be aware they will kill it off if they keep doing that sort of thing!
I am still reflecting on news from one of the women I had lunch with last week. Her son is a cancer researcher (a PHD doctor with ten years experience of two cancers and an expert in his field) - two months ago his entire research team (him included) was made redundant by the hospital at which they are based and the funding has been reallocated to an AI tool research initiative. I am flabbergasted.
Save £12k in 2026 #2 I have banked £10,373.14 in 8 months, against a £10k target The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1,959.37 to the end of August. This is too high if there is to be anything lovely for Xmas.
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Oh my, that"s awful. How can AI possibly be better than human research? I think this is sadly the way things are going to be in many fields now. Its all very worrying
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,664....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £190/3000
Studies/surveys September £80.11
Decluttering items 1400/2025. 431/2026
Books read 23 in 2025. 2026- 19 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up4
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