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Next steps; grip-relaxing bimbling, and avoiding the temptations

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  • Watty1
    Watty1 Posts: 8,736
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    I hope you have a lovely holidays :)

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Makingabobor2
    Makingabobor2 Posts: 5,054
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    Have a great holiday

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

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  • trix-a-belle
    trix-a-belle Posts: 1,561
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    Have a good break

    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • beanielou
    beanielou Posts: 101,525
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    So sorry to hear of your trials to get to the Isle of dreams. I hear you about the ferries and as for the Ardrossan fiasco well I have no words. In another life we had a family cottage there and later a timeshare. I’m sure you can guess where.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
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  • trix-a-belle
    trix-a-belle Posts: 1,561
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    it sounds wonderful apart from the ferry chaos, when I had a holiday up there we got to Bute but sadly not Arran or Mull out of Oban which I think was a bit ambitious for a day trip by our planner.

    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Makingabobor2
    Makingabobor2 Posts: 5,054
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    Would love to do Scottish islands, but the ferrys always put me off

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys October £ 142.77

    Decluttering items 1400/
    2025.  448/2026
    Books read   2025/23   2026- 24 (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Watty1
    Watty1 Posts: 8,736
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    Even with the ferry chaos, Scottish islands remain on my "one day" list. Thank you for sharing

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Suffolk_lass
    Suffolk_lass Posts: 11,422
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    Skye has a road now, and a little ferry, which pops over to Raasay, and rather like the little one from Lochranza, it more than pulls its weight. On the mainland there are lots of stunning places. We holidayed on Lochcarron last year and it was lovely. My favourite is quite a bit further north though, around Lochinver. I mustn't have favourites, it is all rugged and beautiful. North Arran though, I could live there.

    Save £12k in 2026 #2 I have banked £10,836.47 in 9 months, against a £10k target The Save £12k in 2026 thread is here
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