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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • liselle
    liselle Posts: 229 Forumite
    Seventh Anniversary 100 Posts

    Thank you, I don’t have a diary but always read others and have done so for a very long time.Fortunately I’m now out the other side of my debt journey but am full of admiration at all your amazing ideas and determination.

  • Suffolk_lass
    Suffolk_lass Posts: 10,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Well if you are through your debt yourney, very well done @liselle. For me, that was the first bit done. I feel I have to keep going on here (even if it goes a bit awol in peak bee swarm season) as it keeps me dedicated to the "do I need it? …etc" mantra and posting helps keep me honest. Most of all, I spend less. Feel free to chip in and I love the ideas of others and answering any questions.

    I am so late up this morning. The radio comes on, on a Sunday at just after 08.00 and I was still asleep this morning (I did watch four episodes of the Traitors Ireland with Mr Sl last evening, and then had to go back to the start of MOTD to see the Chelsea game. First the goals, then the big fight at the end. I was expecting a bit more forensic picking over it, and can't believe it was so superficial. The radio commentary (which I was listening to while making up brood frames) made it sound much worse.

    Anyway, I've tidied the accounts and logged the cash I got out and the 3 items I bought in the local co-op for last night's curry. It ended up being a chicken madras with lots of homegrown (frozen) chillies added which seemed very mild to me. I emptied a bag of peas and added 4 balls of frozen spinach, as well as half a T/A tub of frozen chick peas (I recently pressure cooked four tubs worth instead of buying tins) to the veg I roasted yesterday morning. There's enough leftover for two in the fridge, as long as I cook rice to pad it out for Mr Sl.

    I start with my rubber chicken today and will slow roast it in a cast iron pot with veg stock. We will have roast today, and I plan to make a pie (enough for 2 days), a stir fry, a couple of sandwiches and some soup. If there is any left it can be added to the curry.

    Right, I had better get on with my day. A few more diaries to peruse and then more preparing for the new beekeeping season, are what I plan today. More brood frames and then some cleaning (ugh), just to clear the decks before the painting I need to do (masonry paint protects the poly hives and pine parts and stops them breaking down).

    Have a good Sunday all

    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • liselle
    liselle Posts: 229 Forumite
    Seventh Anniversary 100 Posts

    Wow, another busy day for you then but very productive.

    Thanks, yes it was a very long journey.Several advisers wanted me to go for bankruptcy but I was working for the MoD at the time and it wasn’t acceptable.My ex managed to walk away from his debts but I was working and easily traceable.I’m glad I paid it all but it was hard.He turned up occasionally and offered money, but as others have said, if you make an overpayment once, it’s assumed that you can make that payment every month.I got tired of constantly posting my Income and Expenditure.

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