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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • EssexHebridean
    EssexHebridean Posts: 25,896 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Not surprised that you're suffering the effects of an adrenaline surge and drop - you've had quite the few days haven't you! Be kind to yourself - maybe time for a priority list - tackle what is on the top, then rest for a while, before repeating!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
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  • foxgloves
    foxgloves Posts: 13,258 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Yes, I agree with @EH. Sometimes we just need to take a very s-l-o-w couple of days to allow our minds to process things while the physical adrenelin stuff calms down. An ideal time for soup - easy to digest, simple & nourishing. Take care now,

    F x

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Baileys_Babe
    Baileys_Babe Posts: 6,705 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Good to hear that the hospital appointment went as well as it could and it is not as urgent as it initially appeared 🤗

    Look after yourself especially while dealing with the aftermath of the adrenaline surge.

    Fashion on a ration 2025 0/66 coupons spent
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     income, home educating family 
  • Makingabobor2
    Makingabobor2 Posts: 4,703 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Just some slow studying I hope. You need to recharge I think. x

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1570/£3000
    .

    Studies/surveys April.....£54.22

    Decluttering items 1402/
    2025.  193/2026
    Books read    23 in 2025.  2026- 10 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • greent
    greent Posts: 11,029 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Am late to the party, but just joining in to add good wishes and we'll done for advocating advocating yourself - it's so important to.

    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20

    2026 Declutter campaign awards 2x star
  • Makingabobor2
    Makingabobor2 Posts: 4,703 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Enjoy your studying.

    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1570/£3000
    .

    Studies/surveys April.....£54.22

    Decluttering items 1402/
    2025.  193/2026
    Books read    23 in 2025.  2026- 10 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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