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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • Watty1
    Watty1 Posts: 8,372 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done getting that letter off.   These things can be such a mental worm until done.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,789 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    I feel like sugar was needed to get through the adrenaline of that final!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
  • Watty1
    Watty1 Posts: 8,372 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    The UPF is something I've been thinking about lately. In an effort to reduce grocery spend we collected a couple of TGTG bags - I know I use meal boxes a lot due to mental state but I wondered if the TGTG bags could help balance that out and, well yes, they could but they were so processed that I realised there was very little I would eat there by choice. It was an interesting experiment but we decided not one we would repeat.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Suffolk_lass
    Suffolk_lass Posts: 11,207 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I used to do that at my local Morries @Watty1 but I think others need it more than me at the moment, and there are some availability/supply chain issues so have not shopped there much recently. I used to go in and ask if I could have one that was heavier on the F&V which they never minded

    Save £12k in 2026 #2 I have banked £9004.48 so far, against a £10k target The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2026 I am sticking with a £3000 annual budget for 2026 - currently £1111.79 and most of my May purchasing made
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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