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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • greent
    greent Posts: 10,945 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    So glad he's home! 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • KajiKita
    KajiKita Posts: 9,206 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 8 June 2025 at 7:52AM
    I always find these kinds of posts interesting, thank you for ‘digesting’ it for us … <sorry not sorry! 😂>

    Good to hear Mr SL is feeling significantly better 😊 May it continue! 

    One question though; how have you got your fat intake so low? 

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 4 books of target 52 in 2026 as @ 11th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,548 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Very interesting post.  I think a lot of these things are just about being sensible and having moderation in all things.  The NHS are forever changing the goal posts on things and I think as long as we keep very active, drink plenty of water and reduce UPFs, then we should be good.  I am currently trying to increase protein to help with muscle as I age. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/
    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Watty1
    Watty1 Posts: 7,690 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Glad to read Mr SL improved.   Good news indeed 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Sun_Addict
    Sun_Addict Posts: 24,880 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about Mr SL. My DD had her gallbladder out on Friday and came home the same day. She’s in a lot of pain though and paracetamol isn’t touching it. Did Mr SL take anything for pain? 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • Suffolk_lass
    Suffolk_lass Posts: 10,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good news about Mr SL. My DD had her gallbladder out on Friday and came home the same day. She’s in a lot of pain though and paracetamol isn’t touching it. Did Mr SL take anything for pain? 
    IV paracetamol and oramorph (morphine syringe dispensed as foul tasting liquid into his mouth) - due to the blockage, the IV paracetamol was the best. Maybe she should ask her GP
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
  • Oh @Suffolk_lass, what a journey you have both been on. Super glad that Mr SL is on the mend and home! Take care of yourself x
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,925.83

    Debt Free: 6th November 2025!! 🥳

    2025 goals:
    24 / 25 books
    6 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
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