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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • greent
    greent Posts: 10,945 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    More wished for Mr S_l's recovery - I hope he's home soon 
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Makingabobor2
    Makingabobor2 Posts: 4,549 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Sending healing vibes to Mr SL. Hope he's home soon
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1150/£3000
    .

    Studies/surveys January £14.84

    Decluttering items 1402/    2025.  47/2026
    Books read    23 in 2025.  2026- 1 (target is 52)  
    Jigsaws done  20 in 2025.  2026  

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • rtandon27
    rtandon27 Posts: 6,321 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Sending supportive vibes your way xoxox
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Sun_Addict
    Sun_Addict Posts: 24,883 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope Mr SL recovers quickly. My daughter is having the same op on Friday. Her friend had the same experience as Mr SL. 
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • dawnybabes
    dawnybabes Posts: 3,597 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Eek, not good, I also went for a simple keyhole removal but woke up in a different room and a 3” incision - they’d had to convert it to open surgery.  After a few days I bounced back. 

    He’s in the best place to get fixed, hope he’s home soon x 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 9,207 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending hugs to you and recovery vibes to Mr SL.

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 4 books of target 52 in 2026 as @ 11th January 
    Produce tracker: £18 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • tiddles
    tiddles Posts: 490 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Sending you and Mr SL my very best wishes xx
  • Humdinger1
    Humdinger1 Posts: 2,670 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    edited 31 May 2025 at 7:14PM
    Sending love to you both @Suffolk_lass.  I've always heard that honey has fantastic healing propert.  Humdinger xx
  • Watty1
    Watty1 Posts: 7,691 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Somehow I missed Mr SL being in hospital. I am so sorry.   I do hope the weekend is comfortable and you have news on Monday.  Sending love
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Suffolk_lass
    Suffolk_lass Posts: 10,789 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sun_Addict said:
    Hope Mr SL recovers quickly. My daughter is having the same op on Friday. Her friend had the same experience as Mr SL. 
    @Sun_Addict do you happen to know if there were any long-term impacts on your daughter's friend's bowel?

    Both Mr Sl's siblings have had bowel cancer. My brother in law died from complications (well, no pressure stockings caused a clot to hit his heart) after having a stent fitted when he had just been diagnosed with S4 bowel cancer, and my sister in law had bowel cancer diagnosed last month through resultant familial screening (like me, she has three-yearly interventions) and had the op on Friday.
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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