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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • Happy belated birthday, @Suffolk_lass - sorry for the late comment. I hope you had a lovely day. Will catch up on your diary asap xx
    Debt Free: 6th November 2025!! 🥳

    Mortgage (MFD 04/2053)
     (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,642.76

    2026 goals:
    26 books (2)
    26lbs lost (3)
    £26k sinking funds & savings (£5k)
    £2600 mortgage o/p (£400)
    20,600 exercise and meditation minutes (2k)
    2.6l water a day 

    2026 Top Cashback accrued: £4.46

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • Watty1
    Watty1 Posts: 7,792 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    just catching up. Belated happy birthday and congratulations on the win. (£25 here)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Makingabobor2
    Makingabobor2 Posts: 4,584 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    I love a good declutter through a clothes drawer.  Hope you find some good stuff to get rid of. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1250/£3000
    .

    Studies/surveys Feb....£6.44

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 4 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Makingabobor2
    Makingabobor2 Posts: 4,584 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Are borlotti beans easy to grow? I've never grown beans at all
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,424....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1250/£3000
    .

    Studies/surveys Feb....£6.44

    Decluttering items 1402/
    2025.  80/2026
    Books read    23 in 2025.  2026- 4 (target is 52)  
    Jigsaws done  20 in 2025.  this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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