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Next steps; grip-relaxing bimbling, and avoiding the temptations

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  • Spendywendywoo
    Spendywendywoo Posts: 240 Forumite
    100 Posts Photogenic Name Dropper
    Happy belated birthday, @Suffolk_lass - sorry for the late comment. I hope you had a lovely day. Will catch up on your diary asap xx
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £236,171.58

    2025 goals:
    20 / 25 books
    10 / 25lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • Watty1
    Watty1 Posts: 6,751 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    just catching up. Belated happy birthday and congratulations on the win. (£25 here)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I love a good declutter through a clothes drawer.  Hope you find some good stuff to get rid of. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Suffolk_lass
    Suffolk_lass Posts: 10,269 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well I managed to distract myself a bit from the decluttering (that and filing are my last resort things, to do when it's raining or I am bored). So more to do over the Easter weekend.

    Bees
    It was mostly bees yesterday though - We had some new Queens to introduce to our colonies. MrSl went out to the remote hive, still in a quarantine location after last year's nearby notifiable disease, until the Bee Inspector has been back to look. Anyway that one hive is huge, so he split them. I needed to determine which one has the Queen and pop a new one in the other hive. I did this, leaving the new Queen in a cage, with a few attendants, to look after her while the bees bond with her.

    He then went to the farm track and split one of the colonies there too. They have been undergoing what we call a Bailey comb change - getting the colony off dark brown manky frames so we can remove the one remaining piece of kit we can't interchange things with. The boxes are the same size but the frames are not so you can't help that colony if they need a boost. Anyway, he found the Queen, popped her in a little box that she could be fed through, and put her back in the original part. The new queen went in the nice clean pre-prepared box a split from that colony, minus a couple of frames, so the old queen went back in and was released into a box of new, part drawn combs, so both have room to lay. The old queen will sit over the old box, where the new baby bees need to emerge before that old box is removed.

    We also prepared three other colonies to receive new queens I spent my day, happily introducing new queens 

    Garden
    I popped out to plant a few beans five or six runner bean seeds in a pot, two varieties, plus some borlotti (I will plant some direct too) because we want these for the freezer, to top up our bean related winter stews. Oh, and some dwarf French beans - I will do another pot of these later today, and I may direct plant a few. Then I will pass the remaining seeds to the community garden team (they are not growing runners this year).

    I have clearly not got my head back in the right place as I found a tray of already germinating squash seeds in a cold frame, that I had forgotten I had planted. I obviously need to write things down at the moment! Having planted loads the day before. Mercifully the community garden want some. The cold wind and the necessity to go out for over two hours to collect something stopped me tackling some of our joint weed collection @foxgloves, and I had hoped to tackle some of our docs later and I wanted to set the gardener on the bindweed in the raspberry bed. No such luck. He wanted to finish off building a summer house that took most of the day, so he just popped in about five to help Mr Sl move my purchases round the back.

    In that vein, the thing I went to collect was a pair of stone cast planters. I found some the same, (sold out) for £148 each online. I got two for £50 and I know exactly where they are going. At the top of four shallow steps up on to the lawn. I have bid on a few of these in cast stone or cast iron at various auctions over about 5-6 years and always been outbid, so I was very pleased with these. A little bit of damage but I'm not buying them to sell, they are to use.

    MS steps
    Not a lot to report. I shall need to start jarring up honey in the next fortnight. I will enter the county show with a few bits too (which entitles me to sell some) but that is not until the end of May. In the meantime there is a small agricultural show we go to, mid-May, and I have hardly any if anyone wants to buy some.

    The humungous credit card bill has cleared my bank account; in full, having planned for the home insurance, and been reimbursed for the village purchase of fence. Still enough to see me through the expected window cleaner visit, and all the bills that go at the beginning of the month, before I get my occupational pension. Phew. Welcome to the dead zone, money wise!

    Happy Good Friday everyone
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Makingabobor2
    Makingabobor2 Posts: 4,194 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Are borlotti beans easy to grow? I've never grown beans at all
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


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