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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • KajiKita
    KajiKita Posts: 10,516 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    So relieved for you that the medical test did happen and you can eat real food again! 😊

    Bravo on the saved seeds doing so well 😊

    Where do you get your new, calm queens from? I’m not sure if my dad can still get them from where he used to. 

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Humdinger1
    Humdinger1 Posts: 3,000 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    The bookmark on your diary dropped off @Suffolk_lass and is now reinstated; I'm catching up from Jan. You have given me a perfect metaphor for so many situations in 'bees too angry to sell '.  Thank you! Love Humdinger xx 
  • Humdinger1
    Humdinger1 Posts: 3,000 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    And now caught up @Suffolk_lass.  Gosh, what a time you've been having! Sending love all over again and sympathies for you having to deal with Juggins who ignore notices and then complain! Entitled types who think they're so exceptional that the rules can never apply? Or am I being a heartless swine?! Onwards and upwards love Humdinger xx 
  • Ah glad all went well with your procedure @Suffolk_lass :)
    Debt Free: 6th November 2025!! 🥳

    Mortgage (MFD 04/2053)
     (Jan 25) £238,983.71. Current: £225,000. Remortgage due July 2031. 19 years remaining.

    Emergency funds and sinking funds (£5,100)
    Credit Union Savings (£300)
    Pension - paying in 19% (emp contribution included)

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • foxgloves
    foxgloves Posts: 13,545 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 17 March 2025 at 4:29PM
    Strawberry plants are on my list too, @Suffolk_lass as we are starting our strawberry containers afresh this year. Will try village garden centre first to see if they have the varieties I like to grow. Feels strange not to be planting up my own overwintered runners, but it was the end of the 3-year cycle, they'd worked hard, so were council-binned, along with suspected Evil Weevil. 
    F
    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
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