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In principle I agree about people not being out and about when infectious, but unfortunately not everyone has the privilege to work for an organisation that is decent about time off when unwell. In an ideal world, anything infectious at all would see people staying at home away from others, and working remotely if able to, and well enough, or not working at all if that’s not practical. If you work for a company that is at best scathing over you taking sensible decisions around such things, and at worst, might make life really unpleasant, you might not be in a position to take those decisions, no matter how much you might want to. I completely understand your concerns, but it isn’t always as easy as just “stay at home!” unfortunately!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7 -
@EssexHebridean - I'm afraid dear EH that we'll have to agree to disagree about this one.
When I arrived at my discharge day after a long stay in hospital a few years ago, a nurse came in to work who obviously had Covid. She was also sent home later in the day, but not before she had cared for me and passed along the virus. I had been in the hospital fighting for my life, quite literally, had a depressed immune system and was hemi-palegic at the time so did not have the option to refuse her care. I was released as planned and three days later had full blown Covid. My OH who was struggling to care for me also caught it as neither of us had the option of isolating from the other and we both suffered for weeks at a time when neither of us were capable of coping with it. The nurse should have taken the personal responsibility not to come into the ward, her actions were selfish and irresponsible and poorly thought out, and I'm sure OH and I were not the only ones who suffered because of the poor choice she made.
In my workplace, I've on occasion had to send people home because they came into the office ill & contagious. Unfortunately the health of many outweighs the personal choice of one individual. I realize that we do have paid sick days and the ability to get signed off without penalty, so most folks we employ would not loose out on their salary, but again I'm baffled why anyone would choose to infect others, and find it an irresponsible personal choice.
I've not always had the luxury of paid sick days, especially here in the UK as opposed to back across the pond, but I truly believe, even before my discovery of MSE ways and having my own financial cushion, that for the good of others one should not leave one's home while knowingly infectious.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)3 -
I'm entirely with you on wishing infectious people wouldn't feel they need to spread their germs. Stay at home a couple of days and rest, oh infectious ones: we don't mind if you don't share and you will recover all the faster for having enough rest. Besides, some of us can't just shrug off infections.I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/223 -
@Cherryfudge - funnily enough, I just had the same conversation with a good workmate of mine who got sent home last week. (not by me I might add) She was mightily upset, but didn't get a whole lot of sympathy from me. I had to point out to her that she didn't loose a cent of pay AND that I for one was really happy she'd not shared her germs! She is very 'European' and a very affectionate person always hugging and throwing air kisses all around - she had a good laugh when I told her that yes I still loved her but I was not the least bit interested in sharing her germs.
...and feeling a bit sorry for myself today as the after affects of the Covid shot mean I'm not feeling 100% myself - very achy like when I've overdone it with the weights or an extra hard Pilates class. OH is at home feeling the same but tucked up in bed resting - I am not impressed! Luckily my manager is on hols and the interim does not mind one bit if I go home a bit early! Good thing too as I seem to be loaded up with pressies to take home for OH - I do work with a sweet lot of folks.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)4 -
Aw that's nice about all the presents! Not so nice about the after-effects of the vaccine, of course, but that shouldn't last too long.
How is your shoulder/ribs?I think a bit of sunshine is good for frugal living. (Cranky40)
The sun's been out and I think I’m solar powered (Onebrokelady)
Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/225 -
Woohoo - another year of work slog done! - I"ve got a much needed break until January!
Will log on later to put my OOO on & forward end of year greetings and New Year's Eve briefing but I don't have to see or talk to anyone I don't want to for just over a week!
Freedom feels good!4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)8 -
Oh the feeling of freedom!! 😊👏❤️🎉🎊🎄
Hope you enjoy your break 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 3 books of target 52 in 2026 as @ 10th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Today has been a day of small wins...
✅ power tidy of living room
✅ power tidy of kitchen
✅ recycling decanted to the outside bin
✅ bins shifted round with the help of the neighbour's son
✅ breakfast & coffee had from home instead of ordered
✅ grocery delivery received & put away
✅ fridge re-organized & purged
✅ lunch had from leftovers
✅ 2 loads of dishes washed and put away
✅ 1 load of pots washed & put away
✅ 1 load of baking trays washed & drying
✅ 1 load of pans washed & drying
✅ tupperware organized & put away
✅ pul biber ordered from the big river site
✅ supplements taken properly (both OH & myself)
✅ top of stove degreased
✅ kitchen counters scrubbed
✅ hob & burners degreased & scrubbed
...sometimes a good ta-da list is soooooooo satisfying
...OH's syptoms are stable and after-effects of the covid-shot have almost gone
...in between chores I've been heating the rib/shoulder which means less meds & less swelling
...we've had Christmas music playing & a posh gifted candle burning
...fairy lights are on lgihting up the pantry shelves and dining room
...mini tree is on, sitting in the window
Pork pies (him) & chocolate (me) has been consumed - and a bailey's hot chocolate is been concocted as I type.
We both feel gently festive & very relaxed - a good way to start the holiday.
4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)7 -
Awwww … that’s a lovely update to read. ‘Gently festive and very relaxed’ is spot on 😊
So glad Mr RT is feeling a little better 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 3 books of target 52 in 2026 as @ 10th January
Produce tracker: £18 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Very glad to hear Mr RT is feeling a little better, and that you are gently festive after all your activities. Hope you have a nicely relaxed time over the holidays xx4
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