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Nifty November's No-Spend Days Challenge!

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  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    new NSD for me today
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • laurenh1
    laurenh1 Posts: 987 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    another 2 for me pleased CB, one yesterday and ones today. Not one on Monday as I bought my son a christmas gift in the sale, that I was not planning. Still happy with my buy though! 
  • cathybird
    cathybird Posts: 15,612 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 November 2024 at 6:42PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    November targets


    AuntieL 3/15  image


    beanielou 6/19  image  image


    BestnamesRgone 5/20  image  image


    Caeraugirl 3/20  image


    cathybird 5/15  image  image


    Crazycatlady2  


    Doris17  


    GeorgianaCavendish  


    Geriatricmum  


    Honeysucklelou2  


    HotDog2020  


    KajiKita 5/20  image  image


    laura lau 4/18  image


    laurenh1 6/18   image  image


    leftatthetrafficlights 5/24  image  image


    LittleMissDetermined 2/18  image


    Makingabobor2 3/15  image


    Nintud 1/6  image


    QueenJess 4/15  image


    RisingPhoenix1 15 


    Rupacomp 1/12  image


    SecondStar 5/20  image  image


    short bird 3/18   image


    Shrewbie 15 


    TizerCat 4/16  image


    winterbear95 3/TF  image


    x raphael xx 25 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,612 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here (only cat food spent on here, which is very much deemed essential by the feline residents! 😉).

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • After a spendy Friday and Saturday, I'm now off the mark with NSDs on Sunday, Monday and today.
    #21 Save £12k in 2025 £12577.35/£20000

    July NSD Challenge 0/10
  • Up to 5 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £400 / £2,400
  • Almost forgot, 1 for today. I did spend, but it was bread, almond milk & veg from planned budgets
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £450/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  July £72.46

    Decluttering items 753

    Books read    12
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • QueenJess
    QueenJess Posts: 4,480 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today. No time for spending!
    2025 decluttering: 3,550🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
    2025 use up challenge: 309🥉🥈🥇💎🏆
    Big kitchen declutter challenge 92/150
    2025 decluttering goals Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • laurenh1
    laurenh1 Posts: 987 Forumite
    Tenth Anniversary 500 Posts Photogenic Name Dropper
    another one today please CB :) We are working hard to stick to budgets, while we adjust to the higher mortgage rate and also trying to make the most of what we have in for dinners and lunches. :) 
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