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Nifty November's No-Spend Days Challenge!

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  • TizerCat
    TizerCat Posts: 526 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Unexpected 3rd for me today please as OH hasn't asked for the weekly food money yet  :-)
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 November 2024 at 10:46PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 3/15  image

    beanielou 5/19  image  image

    BestnamesRgone 4/20  image

    Caeraugirl 20 

    cathybird 4/15  image

    Crazycatlady2  

    Doris17  

    GeorgianaCavendish  

    Geriatricmum  

    Honeysucklelou2  

    HotDog2020  

    KajiKita 3/20  image

    laura lau 3/18  image

    laurenh1 3/18   image

    leftatthetrafficlights 4/24  image

    LittleMissDetermined 2/18  image

    Makingabobor2 2/15  image

    Nintud 1/6  image

    QueenJess 2/15  image

    RisingPhoenix1 15 

    Rupacomp 1/12  image

    SecondStar 3/20  image

    short bird 3/18   image

    Shrewbie 15 

    TizerCat 3/16  image

    winterbear95 3/TF  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • QueenJess
    QueenJess Posts: 4,543 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Another NSD for me today.
    2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟
    2025 use up challenge: 351🥉🥈🥇💎🏆
    Mini freezer challenge 0/-20
    Big kitchen declutter challenge 115/150
    2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 500
  • winterbear95
    winterbear95 Posts: 21 Forumite
    Third Anniversary 10 Posts Name Dropper Photogenic
    Not totally sure what I’m doing in this thread tbh 
    I mean what target to set myself,  I’m new to this forum 
    Monday was another NSD 
    but today I need to buy milk, bread, and nachos to go with chilli and jacket potatoes for dinner tonight 
  • beanielou
    beanielou Posts: 95,816 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • BestnamesRgone
    BestnamesRgone Posts: 130 Forumite
    100 Posts Second Anniversary Name Dropper
    Today will be a NSD 🙂
  • KajiKita
    KajiKita Posts: 7,929 Forumite
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    winterbear95 said:
    Not totally sure what I’m doing in this thread tbh 
    I mean what target to set myself,  I’m new to this forum 
    Monday was another NSD 
    but today I need to buy milk, bread, and nachos to go with chilli and jacket potatoes for dinner tonight 
    Hi Winterbear and welcome 🤗 
    Typically, things like groceries, fuel and medication don’t count as ‘spends’ as they are usually deemed essential. 

    What brought you here in the first place? 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 46 books of target 52 in 2025, as @ 28th August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    winterbear95 said:
    Not totally sure what I’m doing in this thread tbh 
    I mean what target to set myself,  I’m new to this forum 
    Monday was another NSD 
    but today I need to buy milk, bread, and nachos to go with chilli and jacket potatoes for dinner tonight 
    @winterbear95 those are basic groceries so they are one of the things that can be excluded. In other words, if that's all you spent today, it's still an NSD. Also don't worry about setting a target, it's fine if you want to see how you go! xx
  • AuntieL
    AuntieL Posts: 385 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 10/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
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