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Nifty November's No-Spend Days Challenge!

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Comments

  • TizerCat
    TizerCat Posts: 525 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Another NSD for me today. 

    I am very pleased with myself I stopped myself from buying anything today :-)

    Today was more difficult. I'm tired and it sets off my ADHD. My usual dopamine fix is to spend online or eat but I'm trying to avoid both.  I couldn't even settle on a You Tube channel to distract me whilst working. I need to ensure I don't get too tired so my lurking on here and eBay selling will have to be drastically reduced on a school night.


    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
    Debt Free Diaries - TizerCat learns to stay debt free
    November NSD Challenge 12/16
    6 months emergency fund challenge £500/£6000
  • KajiKita
    KajiKita Posts: 5,706 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 06.12.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
    - OPs to mortgage = £7,443 , Interest saved £2,775 to date
    Fixed rate 3.85% ends November 2029

    Read 45 books of target 52 in 2024 (as @ 6th December)
    Produce tracker: £200 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Not one for me today, but back in the saddle tomorrow. :)
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 November at 4:06PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 


    November targets


    AuntieL 3/15  image


    beanielou 6/19  image  image


    BestnamesRgone 5/20  image  image


    Caeraugirl 20 


    cathybird 4/15  image


    Crazycatlady2  


    Doris17  


    GeorgianaCavendish  


    Geriatricmum  


    Honeysucklelou2  


    HotDog2020  


    KajiKita 4/20  image


    laura lau 3/18  image


    laurenh1 3/18   image


    leftatthetrafficlights 5/24  image  image


    LittleMissDetermined 2/18  image


    Makingabobor2 2/15  image


    Nintud 1/6  image


    QueenJess 3/15  image


    RisingPhoenix1 15 


    Rupacomp 1/12  image


    SecondStar 3/20  image


    short bird 3/18   image


    Shrewbie 15 


    TizerCat 4/16  image


    winterbear95 3/TF  image


    x raphael xx 25 





    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • QueenJess
    QueenJess Posts: 4,032 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Not one today - lots of expenses: 2x gifts for a joint birthday party DD is going to, DD nursery photo paid for that’s really lovely and a workshop for DS in the Xmas holidays. Hoping for a NSD tomorrow after all that!
    2024 decluttering: 17,564⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️⭐️🏅👑💎⭐️🏅⭐️ ⭐️ ⭐️
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • Eyebrows done yesterday so no nsd but not spending anything today so 5/24 please 😁
    DNF: £694.92/£1000
    JSF: £694.58/£1000

    Winter season grocery budget: £86.85/£900

    Weight loss challenge 2024: 3/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • beanielou
    beanielou Posts: 93,117 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • QueenJess
    QueenJess Posts: 4,032 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today.
    2024 decluttering: 17,564⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️⭐️🏅👑💎⭐️🏅⭐️ ⭐️ ⭐️
    2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,000
  • NSD for me today. Will be doing olio this evening so hopefully a couple of nice bits of food to supplement the fridge/freezer. 
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