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Nifty November's No-Spend Days Challenge!

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Comments

  • BestnamesRgone
    BestnamesRgone Posts: 114 Forumite
    100 Posts First Anniversary Name Dropper
    Today will be a NSD, no plans other than work and a bit of pottering in the garden 
  • SecondStar
    SecondStar Posts: 521 Forumite
    500 Posts Second Anniversary Name Dropper
    3 NSDs so far, I’ll be setting a goal of 20 for November :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £307.49 / £1,000
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 November at 9:28PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 2/15  image

    beanielou 4/19  image

    BestnamesRgone 3/20  image

    Caeraugirl 20 

    cathybird 3/15  image

    Crazycatlady2  

    Doris17  

    GeorgianaCavendish  

    Geriatricmum  

    Honeysucklelou2  

    HotDog2020  

    KajiKita 3/20  image

    laura lau 3/18  image

    laurenh1 3/18   image

    leftatthetrafficlights 4/24  image

    LittleMissDetermined 2/18  image

    Makingabobor2 2/15  image

    Nintud 1/6  image

    QueenJess 1/15  image

    RisingPhoenix1 15 

    Rupacomp 1/12  image

    SecondStar 3/20  image

    short bird 3/18   image

    Shrewbie 15 

    TizerCat 2/16  image

    winterbear95 2/TF  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 4 November at 3:24PM
    winterbear95 said:
    Am I too late to join please?
    NSD for both yesterday and today 
    hurrah 🎉 
    hi @winterbear95 and welcome to our lovely thread! Definitely not too late I've added you to the list, best of luck with the challenge! Did you want to set a target for November? I've put you down for the moment as TF (target free), but let me know what you would like to aim for
  • cathybird
    cathybird Posts: 14,729 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • laura_lau
    laura_lau Posts: 557 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    NSD today, but not yesterday as I had to buy some cleaning products, and while I was at it I also ordered a silicon tray to put under the dehumidifier to protect the new wooden floor from accidental spillages.
    My debt free journey starts on 30/08/2023:

    CC1 - 5,151.92 now 5,699.23
    CC2 - 4,625.87 now 0 (balance transfer to CC4)
    CC3 - 4,166.15 now 5,690.71
    CC4 - 0 now 4,798.43 (balance transfer from CC2)
    Current outstanding: 16,188.37
    Debt free by Jan 2027.

    December 2024 NSD Challenge - 4/15
    NST December 2024
    #21 1p savings challenge 2024 £382.94/£671.61
  • short_bird
    short_bird Posts: 3,858 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Declaring day 3: need to pop out to get some gluten free snacks to pack for the next 3 days but that's from the food budget.
    Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.
  • Makingabobor2
    Makingabobor2 Posts: 3,497 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Well I am pleased to be able to declare another NSD today. I thought I'de end up spending as went looking for a coat, but couldn't find anything suitable, so the money stayed in my purse. DH came with me and treated to a cup of coffee, so I didn't spend a penny. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £32,190

    Mortgage Dec '24 £700 Officially ends 06/26 but will now be this month. 
    Total OPs 2022 - £240   2023 - £1976
    OPs so far in 2024 £12,193.47


    Challenges

    EF #68  £1070/£2000
    1p a Day '25 #12  £00/£667.  
    Christmas '25
         Make £5 a day Dec £34.35/£155   
    NSDs Dec 3/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 5,706 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic
    NSD here 😊 Had to pay for parking but as that came from loose change and was so I could go for physio I’m not counting it 😊

    KK
    As at 06.12.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
    - OPs to mortgage = £7,443 , Interest saved £2,775 to date
    Fixed rate 3.85% ends November 2029

    Read 45 books of target 52 in 2024 (as @ 6th December)
    Produce tracker: £200 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • AuntieL
    AuntieL Posts: 259 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
     NSD Monday 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳
    November 2024 NSD Challenge 16/15

    MFW 
    Jan 2016 Mortgage = £149,895
    Current outstanding = £101,153
    2024 Overpayment = £547.64
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