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Nifty November's No-Spend Days Challenge!

Comments

BestnamesRgone Posts: 113 Forumite

1 November at 6:43PM

First NSD of the month 👍

2
Nintud Posts: 368 Forumite

1 November at 7:34PM

Target of 6 this month and have got my first one in today 😁

MBNA 181/13956
Santander 235.28/10550
Nationwide -5/465
Very 356.52/943
Santander OD 0/2900
Nationwide OD 100/200
Mortgage 16622/125194
EF 100/2800
Declutterred 5/1392
NSD Nov 1/6

- - - -
What matters is how we live and love and how we spend our dash. (L Ellis)
1
cathybird Posts: 14,722 Forumite

1 November at 9:33PM edited 2 November at 5:02PM

November NSD challenge

Off to a start =

5 days =

10 days =

15 days =

20 days =

Target reached =

Target beaten =

November targets

AuntieL 15

beanielou 2/19

BestnamesRgone 1/20

Caeraugirl 20

cathybird 1/15

Crazycatlady2

Doris17

GeorgianaCavendish

Geriatricmum

Honeysucklelou2

HotDog2020

KajiKita 1/20

laura lau 2/18

laurenh1 1/18

leftatthetrafficlights 2/24

LittleMissDetermined 18

Makingabobor2 1/15

Nintud 1/6

QueenJess 15

RisingPhoenix1 15

Rupacomp 12

SecondStar 22

short bird 1/18

Shrewbie 15

TizerCat 1/16

x raphael xx 25

🌞 🌞 Everyone welcome to join! 🌞 🌞

1
cathybird Posts: 14,722 Forumite

1 November at 9:43PM

November results updated here

0
TizerCat Posts: 525 Forumite

1 November at 11:05PM

Am I too late to join please? Today was a no spend day I'm pleased to say.

Aiming for 16/30 in November

Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£6000
1
beanielou Posts: 93,100 Ambassador

2 November at 8:59AM

One today.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
1
leftatthetrafficlights Posts: 1,981 Forumite

2 November at 12:32PM

2/24 please

DNF: £694.92/£1000
JSF: £694.58/£1000

Winter season grocery budget: £86.85/£900

Weight loss challenge 2024: 3/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb

'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

1
laura_lau Posts: 557 Forumite

2 November at 1:24PM

NSD today, currently busy decluttering and organising, no time to spend or even think!

My debt free journey starts on 30/08/2023:

CC1 - 5,151.92 now 5,699.23
CC2 - 4,625.87 now 0 (balance transfer to CC4)
CC3 - 4,166.15 now 5,690.71
CC4 - 0 now 4,798.43 (balance transfer from CC2)
Current outstanding: 16,188.37
Debt free by Jan 2027.

December 2024 NSD Challenge - 4/15
NST December 2024
#21 1p savings challenge 2024 £382.94/£671.61
1
Makingabobor2 Posts: 3,485 Forumite

2 November at 3:33PM

Ahah, found you. I am back on it this month, after having a bad October on so many fronts. First NSD of the month today, so I'm off and running. Only another 14 to go.....lol

Making the debt go down and savings go up

LBM 2015 - debt £57K / Now £32,190

Mortgage Dec '24 £700 Officially ends 06/26 but will now be this month.
Total OPs 2022 - £240 2023 - £1976
OPs so far in 2024 £12,193.47

Challenges
EF #68 £1070/£2000
1p a Day '25 #12 £00/£667.
Christmas '25
Make £5 a day Dec £25.00/£155
NSDs Dec 2/15

My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up

2
KajiKita Posts: 5,670 Forumite

2 November at 3:45PM

Not today 😊

KK

As at 06.12.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £245,192
- OPs to mortgage = £7,443 , Interest saved £2,775 to date
Fixed rate 3.85% ends November 2029

Read 45 books of target 52 in 2024 (as @ 6th December)
Produce tracker: £200 of £300

Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.
1

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