and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Nifty November's No-Spend Days Challenge!
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TizerCat said:Am I too late to join please? Today was a no spend day I'm pleased to say.
Aiming for 16/30 in November@TizerCat no, not at all too late! hi there and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Another NSD for me so 2/16. Tomorrow is a planned spend day as have an all-day craft group and will need to buy more milk to tide us over until the big shop on Monday. So Monday is a spendy day too !Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60001 -
November NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 1/15beanielou 3/19BestnamesRgone 2/20Caeraugirl 20cathybird 2/15Crazycatlady2Doris17GeorgianaCavendishGeriatricmumHoneysucklelou2HotDog2020KajiKita 1/20laura lau 2/18laurenh1 1/18leftatthetrafficlights 2/24LittleMissDetermined 18Makingabobor2 1/15Nintud 1/6QueenJess 1/15RisingPhoenix1 15Rupacomp 12SecondStar 22short bird 2/18Shrewbie 15TizerCat 2/16x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Late call for day 2.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Back from holiday and jumping right back into it. Declaring my first NSD early today.2025 decluttering: 3,819🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Today will be a NSD. Will be driving back from Dorset shortly and heading into work this afternoon so no time to spend anything!2
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Almost got another one today. But took plastic recycling to the C00p & they had bunches of flowers reduced, so treated myself & spent £2.82😒Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
First NSD of the month for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7001
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