and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Nifty November's No-Spend Days Challenge!
Comments
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TizerCat said:Am I too late to join please? Today was a no spend day I'm pleased to say.
Aiming for 16/30 in November@TizerCat no, not at all too late! hi there and welcome
to our lovely thread! I've added you to the list, best of luck with the challenge!
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Another NSD for me so 2/16. Tomorrow is a planned spend day as have an all-day craft group and will need to buy more milk to tide us over until the big shop on Monday. So Monday is a spendy day too !Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! Debt now £7,600. NEW Goal Debt free by 20271
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November NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 1/15beanielou 3/19BestnamesRgone 2/20Caeraugirl 20cathybird 2/15Crazycatlady2Doris17GeorgianaCavendishGeriatricmumHoneysucklelou2HotDog2020KajiKita 1/20laura lau 2/18laurenh1 1/18leftatthetrafficlights 2/24LittleMissDetermined 18Makingabobor2 1/15Nintud 1/6QueenJess 1/15RisingPhoenix1 15Rupacomp 12SecondStar 22short bird 2/18Shrewbie 15TizerCat 2/16x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
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Late call for day 2.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
Back from holiday and jumping right back into it. Declaring my first NSD early today.2026 decluttering: 9,157 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️👑⭐️🏅⭐️🏅
2026 use up challenge: 895🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️ 🏅👑 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑5001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
Today will be a NSD. Will be driving back from Dorset shortly and heading into work this afternoon so no time to spend anything!2
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Almost got another one today. But took plastic recycling to the C00p & they had bunches of flowers reduced, so treated myself & spent £2.82😒Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £25,664....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £290/3000
Studies/surveys September £97.40
Decluttering items 1400/2025. 441/2026
Books read 23 in 2025. 2026- 20 (target is 52)
Jigsaws done 20 in 2025. 5 in 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
First NSD of the month for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
April 2026 NSD Challenge 0/15MFW 2025 #45
Jan 2016 Mortgage = £150930.97 (23years 0months)
Current outstanding = £90,256.60 (10years 1month)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = £357.72/£10001
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