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Nifty November's No-Spend Days Challenge!

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Comments

  • cathybird
    cathybird Posts: 15,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 November 2024 at 10:27PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 5/15  image  image

    beanielou 9/19  image  image

    BestnamesRgone 7/20  image  image

    Caeraugirl 6/20  image  image

    cathybird 9/15  image  image

    Geriatricmum  

    HotDog2020  

    KajiKita 7/20  image  image

    laura lau 4/18  image

    laurenh1 7/18   image  image

    leftatthetrafficlights 9/24  image  image

    LittleMissDetermined 3/18  image

    Makingabobor2 5/15  image  image

    Nintud 1/6  image

    QueenJess 5/15  image  image

    RisingPhoenix1 15 

    Rupacomp 2/12  image

    SecondStar 6/20  image  image

    short bird 4/18   image

    Shrewbie 15 

    TizerCat 6/16  image  image

    winterbear95 3/TF  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 15,850 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • BestnamesRgone
    BestnamesRgone Posts: 135 Forumite
    100 Posts Second Anniversary Name Dropper
    Early NSD declaration for me today, at work all day 😕 (a bit of overtime before xmas is always useful tho!) 
  • beanielou
    beanielou Posts: 96,726 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • laurenh1
    laurenh1 Posts: 1,033 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    Another one today 😁 spendy day yesterday. Took my kids out to lunch and then to the cinema. I did use Tesco vouchers which paid for 2/3 of the meal. Then I got two jumpers from the charity shop for £4 each, absolutely delighted with them, one is quite "high end" and would have been £100 new, love a charity shop bargain. Used a coupon I had for some free earrings in Claires accessories to get my neice some clip in earrings, which will bulk out her Christmas gift. Lots of batch cooking today for the week ahead. 

    Have a lovely Sunday all whatever you're doing :) 
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,124 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    9/24 for me today please 😁
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    Nov GC: £0/£350

    JSF: £0/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Caeraugirl
    Caeraugirl Posts: 599 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Claiming another for yesterday and early call for today.
    #21 Save £12k in 2025 £19277.35/£20000


  • KajiKita
    KajiKita Posts: 8,486 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It will be an NSD Sunday here 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,364 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    another one today, making 5/15 now. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £800/£3000
    .

    Studies/surveys  October £54.35

    Decluttering items 1358/    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Rupacomp
    Rupacomp Posts: 307 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    One today  :)
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
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