November NSD challenge
We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Nifty November's No-Spend Days Challenge!
Options
Comments
-
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 5/15
beanielou 9/19
BestnamesRgone 7/20
Caeraugirl 6/20
cathybird 9/15
GeriatricmumHotDog2020KajiKita 7/20
laura lau 4/18laurenh1 7/18
leftatthetrafficlights 9/24
LittleMissDetermined 3/18Makingabobor2 5/15
Nintud 1/6QueenJess 5/15
RisingPhoenix1 15Rupacomp 2/12SecondStar 6/20
short bird 4/18Shrewbie 15TizerCat 6/16
winterbear95 3/TFx raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞1 -
0
-
Early NSD declaration for me today, at work all day 😕 (a bit of overtime before xmas is always useful tho!)1
-
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Another one today 😁 spendy day yesterday. Took my kids out to lunch and then to the cinema. I did use Tesco vouchers which paid for 2/3 of the meal. Then I got two jumpers from the charity shop for £4 each, absolutely delighted with them, one is quite "high end" and would have been £100 new, love a charity shop bargain. Used a coupon I had for some free earrings in Claires accessories to get my neice some clip in earrings, which will bulk out her Christmas gift. Lots of batch cooking today for the week ahead.
Have a lovely Sunday all whatever you're doing
1 -
9/24 for me today please 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Claiming another for yesterday and early call for today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 0/101 -
It will be an NSD Sunday here 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
another one today, making 5/15 now.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Fiver Friday '25 #10 £15
Studies/surveys August £0
Decluttering items 756
Books read 13
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
One today Savings goal by 31/12/24: £22000
Dec 23: £6945.231
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599K Mortgages, Homes & Bills
- 177K Life & Family
- 257.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards