November NSD challenge
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Nifty November's No-Spend Days Challenge!
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It was frivolous though.. it was parking for town which I didn't need to go to at all. I just thought I'd trawl some charity shops at the weekend. Won't be one tomorrow either now as the sm I went to didn't have any stickers left for a gift, so I will have to visit the one next to work instead tomorrow. Annoying as I got the rest of the party gift today.cathybird said:@QueenJess if parking was your only expense today I'd be inclined to call that an NSD because it's like fuel, you need it to travel by car. Up to you though! xx
November results updated here
2025 decluttering: 3,802🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 322🥉🥈🥇💎🏆
Big kitchen declutter challenge 98/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
Another 2 for me Sunday and today
Did a little spend on myself at the village autumn market Sat on some face cream made locally Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60001 -
reporting back after a weekend away: no NSD's since Wendesday, today was NSD, luckily!
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
Nsd today!Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 5/15
beanielou 11/19
BestnamesRgone 8/20
Caeraugirl 6/20
cathybird 10/15
GeriatricmumHotDog2020KajiKita 7/20
laura lau 5/18
laurenh1 8/18
leftatthetrafficlights 9/24
LittleMissDetermined 6/18
Makingabobor2 5/15
Nintud 1/6QueenJess 5/15
RisingPhoenix1 15Rupacomp 3/12SecondStar 8/20
short bird 8/18
Shrewbie 15TizerCat 8/16
winterbear95 5/TF
x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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And Monday was day 8.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Up to 8 NSDs ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Not one today, as I bought some trainers from Vinted and a dehumidifier! Very rock and roll
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