Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Nifty November's No-Spend Days Challenge!
Comments
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Another one today
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
Finally managed another NSD todayMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7001 -
November NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
November targetsAuntieL 6/15
beanielou 12/19
BestnamesRgone 9/20
Caeraugirl 8/20
cathybird 12/15
Geriatricmum 1/15
HotDog2020KajiKita 8/20
laura lau 5/18
laurenh1 9/18
leftatthetrafficlights 12/24
LittleMissDetermined 6/18
Makingabobor2 5/15
Nintud 1/6
QueenJess 6/15
RisingPhoenix1 15Rupacomp 4/12
SecondStar 8/20
short bird 8/18
Shrewbie 15TizerCat 9/16
winterbear95 5/TF
x raphael xx 25🌞 🌞 Everyone welcome to join! 🌞 🌞0 -
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My first NSD of November today, I've been trying to space out my Christmas shopping so I dont buy silly things.... Don't hold out much hope for this months target!1
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Declaring early 12/24 please 😁'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
Nov GC: £0/£350
JSF: £302.99/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Didn’t manage one yesterday but today will absolutely be a NSD! 😁1
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Declaring a NSD today.
2025 decluttering: 5,256 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟🌟2025 use up challenge: 406🥉🥈🥇💎🏆Big kitchen declutter challenge 137/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5001 -
One today please...half way
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