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Nifty November's No-Spend Days Challenge!

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Comments

  • beanielou
    beanielou Posts: 99,566 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    One NsD for yesterday and one for today!
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • KajiKita
    KajiKita Posts: 10,085 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    NSD Sunday here 😊

    KK
    As at 17.04.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 31 books of target 52 in 2026 as @ 7th May. 
    Produce tracker: £108 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,731 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today.  Not been out the door and although I did think about ordering some storage containers online, I haven't bothered. Up to12/15 now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £690/3000
    .

    Studies/surveys May...£66.15

    Decluttering items 1400/    2025.  206/2026
    Books read    23 in 2025.  2026- 13  (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • AuntieL
    AuntieL Posts: 502 Forumite
    500 Posts Second Anniversary Name Dropper Photogenic
    NSD Sunday for me 😁
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    April 2026 NSD Challenge 0/15

    MFW 2025 #45
    Jan 2016 Mortgage = £150,894 (23years 0months)
    Current outstanding = £90,256.60 (10years 1month)
    2024 Overpayment = £675.66
    2025 Overpayment = £710/£700
    2026 Overpayment = £357.72/£1000
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Day 15 today.
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 16,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 25 November 2024 at 4:44PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 13/15  image  image  image

    beanielou 22/19  image  image  image  image  image  image  image 

    BestnamesRgone 17/20  image  image  image  image 

    Caeraugirl 14/20  image  image  image

    cathybird 21/15  image  image  image  image  image  image  image 

    Geriatricmum 1/15  image

    HotDog2020 4/10  image 

    Janeryan 2/5  image 

    KajiKita 15/20  image  image  image  image 

    laura lau 12/18  image  image  image

    laurenh1 15/18   image  image  image  image 

    leftatthetrafficlights 17/24  image  image  image  image

    LittleMissDetermined 13/18  image  image  image

    Makingabobor2 12/15  image  image  image

    Nintud 1/6  image

    QueenJess 12/15  image  image  image

    RisingPhoenix1 15 

    Rupacomp 7/12  image  image

    SecondStar 16/20  image  image  image  image

    short bird 15/18   image  image  image  image 

    Shrewbie 15 

    TizerCat 12/16  image  image  image

    winterbear95 5/TF  image  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,578 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • BestnamesRgone
    BestnamesRgone Posts: 143 Forumite
    100 Posts Second Anniversary Name Dropper
    NSD Sunday for me 
  • QueenJess
    QueenJess Posts: 4,802 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Declaring a NSD early today.
    2026 decluttering: 1,156 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
    2026 use up challenge: 335🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️🏆⭐️
    2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆300 👑1,000
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