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Nifty November's No-Spend Days Challenge!

24567…37

Comments

  • BestnamesRgone
    BestnamesRgone Posts: 142 Forumite
    100 Posts Second Anniversary Name Dropper
    First NSD of the month 👍
  • Nintud
    Nintud Posts: 557 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Target of 6 this month and have got my first one in today 😁
    MBNA 430/14000
    Santander 435/10550
    Nationwide 0/497
    Santander OD 0/2900
    Nationwide OD 21/100
    Mortgage
    NSD Jan/6

    - - - -
    What matters is how we live and love and how we spend our dash. (L Ellis)
  • cathybird
    cathybird Posts: 16,494 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 2 November 2024 at 6:02PM
    November NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image 

    November targets


    AuntieL 15 

    beanielou 2/19  image

    BestnamesRgone 1/20  image

    Caeraugirl 20 

    cathybird 1/15  image

    Crazycatlady2  

    Doris17  

    GeorgianaCavendish  

    Geriatricmum  

    Honeysucklelou2  

    HotDog2020  

    KajiKita 1/20  image

    laura lau 2/18  image

    laurenh1 1/18   image

    leftatthetrafficlights 2/24  image

    LittleMissDetermined 18 

    Makingabobor2 1/15  image

    Nintud 1/6  image

    QueenJess 15 

    RisingPhoenix1 15 

    Rupacomp 12 

    SecondStar 22 

    short bird 1/18   image

    Shrewbie 15 

    TizerCat 1/16  image

    x raphael xx 25 




    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • cathybird
    cathybird Posts: 16,494 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    November results updated here :):)
  • TizerCat
    TizerCat Posts: 527 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Am I too late to join please?  Today was a no spend day I'm pleased to say. 

    Aiming for 16/30 in November 
    Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! Debt now £7,600. NEW Goal Debt free by 2027
  • beanielou
    beanielou Posts: 99,259 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • leftatthetrafficlights
    leftatthetrafficlights Posts: 2,343 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    2/24 please 
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • laura_lau
    laura_lau Posts: 682 Forumite
    Seventh Anniversary 500 Posts Photogenic Name Dropper
    NSD today, currently busy decluttering and organising, no time to spend or even think! 
    Debt free journey started 30/08/2023:

    CC1 - 5,151.92 now 5,335.15
    CC3 - 4,166.15 now 5,345.28
    CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
    Current outstanding: 16,397.67
    Debt free by Jul 2027.

    Challenges:
    NSD Apr 2025 - 7/20
    NST Apr 2025 - 
    #31 1p savings 2025 £32.40/£667.95
    2025 Fashion on the ration - Coupons remaining 43.5/66
  • Makingabobor2
    Makingabobor2 Posts: 4,705 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Ahah, found you. I am back on it this month, after having a bad October on so many fronts.  First NSD of the month today, so I'm off and running. Only another 14 to go.....lol
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,764....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  

    Challenges

    EF  £1600/3000
    .

    Studies/surveys April.....£54.22

    Decluttering items 1402/    2025.  195/2026
    Books read    23 in 2025.  2026- 10 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 9,937 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Not today 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 26 books of target 52 in 2026 as @ 12th April. 
    Produce tracker: £78 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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