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NatWest £180 Switch offer from 22/10/24

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  • VXman
    VXman Posts: 649 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    s71hj said:

    Still not fixed. Is there another quick to open current account with somebody other than Chase I could use instead?
    I doubt any provider would be quick opening an account if you have not been with them before. Do you have any other accounts where you could open an additional account?
  • s71hj
    s71hj Posts: 630 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    VXman said:
    s71hj said:

    Still not fixed. Is there another quick to open current account with somebody other than Chase I could use instead?
    I doubt any provider would be quick opening an account if you have not been with them before. Do you have any other accounts where you could open an additional account?
    I have HSBC Coop and First direct for their regular saver and Santander which I actually genuinely use as a current account, and Kroo but Kroo is a genuinely pretty decent interest rate. I'm with Virgin Money but just the regular saver no current account.
  • Switch completed. 1250 paid in and out 24 hours later, no bonus yet! 
  • wenger08
    wenger08 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I've received the £180 bonus, do I have to wait for any period of time or for any direct debits to go through before I can withdraw it?

    Also can I now switch this account to say the Nationwide, for their offer or do you have to wait for 30 days etc or for any direct debits to go through?

    Thanks
  • Nasqueron
    Nasqueron Posts: 10,742 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    wenger08 said:
    I've received the £180 bonus, do I have to wait for any period of time or for any direct debits to go through before I can withdraw it?

    Also can I now switch this account to say the Nationwide, for their offer or do you have to wait for 30 days etc or for any direct debits to go through?

    Thanks
    None of the offers I have ever seen have ever said you can't take the money out immediately.

    As for switching immediately - you should read the terms and conditions of the account switch offer to see if this is ok and there is no right of clawback but normally yes you can switch immediately

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • wenger08
    wenger08 Posts: 312 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Nasqueron said:
    wenger08 said:
    I've received the £180 bonus, do I have to wait for any period of time or for any direct debits to go through before I can withdraw it?

    Also can I now switch this account to say the Nationwide, for their offer or do you have to wait for 30 days etc or for any direct debits to go through?

    Thanks
    None of the offers I have ever seen have ever said you can't take the money out immediately.

    As for switching immediately - you should read the terms and conditions of the account switch offer to see if this is ok and there is no right of clawback but normally yes you can switch immediately
    Thanks

    Does anyone have the terms and conditions for this offer please?
  • Bonus paid, text to confirm.  Very easy. 
  • s71hj
    s71hj Posts: 630 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    s71hj said:
    VXman said:
    s71hj said:

    Still not fixed. Is there another quick to open current account with somebody other than Chase I could use instead?
    I doubt any provider would be quick opening an account if you have not been with them before. Do you have any other accounts where you could open an additional account?
    I have HSBC Coop and First direct for their regular saver and Santander which I actually genuinely use as a current account, and Kroo but Kroo is a genuinely pretty decent interest rate. I'm with Virgin Money but just the regular saver no current account.
    I'm wondering if the reason I'm getting the fault is I ticked no debit card for the chase current account as it was my spare one not my original one but in fact all Chase accounts "share" the same debit card but have different account numbers.
  • s71hj said:
    I'm wondering if the reason I'm getting the fault is I ticked no debit card for the chase current account as it was my spare one not my original one but in fact all Chase accounts "share" the same debit card but have different account numbers.
    Just put in your card number in, as long as you have one Chase account left it will default to that account.
    Let's Be Careful Out There
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