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Zopa Current account

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  • Why close Metro? Might have been useful for swap for cash? 
  • soulsaver
    soulsaver Posts: 6,629 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 5 October 2024 at 11:03AM
    I signed up for the regular saver plus the 2% cashback on up to £1.5k of DDs, which don't seem to be ruling out any DDs.

    Consequently my Moneybox nominated account has now been changed to Zopa and a DD is being created at this very moment. I'll pull £1.5k through it once this has been done to get the cashback then keep using the account for the regular saver.

    Has anyone gone for just one £1500 DD to move funds out from your Zopa Bank Ac? 
  • Bridlington1
    Bridlington1 Posts: 3,792 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Can you please post a picture of the debit card? With the details censored obviously.
    Not sure if anyone has a physical card yet, bit soon after launch, but here's a  screenshot from the app

    Mine arrived this afternoon. Like the card in the app, the physical card has gone with the ``explosion in a paint factory" theme.
  • Why close Metro? Might have been useful for swap for cash? 

    Possibly because I wanted to?
    As well as my everyday account I have a Co-op account with two active DDs.That can be used for a swap, if the opportunity arrives. If Zopa are part of the C.A.S.S. I can use that too.
  • WillPS
    WillPS Posts: 5,169 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 6 October 2024 at 11:41AM
    I'm struggling to see the relevance to shutting a Metro account on the context of this thread.
  • superM
    superM Posts: 466 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    I had chat with Zopa they are saying max cashback of £30 in a year. So £1500 is not monthly limit but yearly. 
  • superM said:
    I had chat with Zopa they are saying max cashback of £30 in a year. So £1500 is not monthly limit but yearly.  
    So, swap daily spend from Chase (1% CB) to credit card, set up DD from Zopa to pay off CC in full, get 2% CB.
    Sound OK? 
  • soulsaver
    soulsaver Posts: 6,629 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    soulsaver said:
    I signed up for the regular saver plus the 2% cashback on up to £1.5k of DDs, which don't seem to be ruling out any DDs.

    Consequently my Moneybox nominated account has now been changed to Zopa and a DD is being created at this very moment. I'll pull £1.5k through it once this has been done to get the cashback then keep using the account for the regular saver.

    Has anyone gone for just one £1500 DD to move funds out from your Zopa Bank Ac? 


    I've just set one upfor £1500 in one go.. apparently without any problem, at least so far. Showing in my listed DDs for w/c 13th.

  • flaneurs_lobster
    flaneurs_lobster Posts: 6,605 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 6 October 2024 at 3:35PM
    soulsaver said:
    soulsaver said:
    I signed up for the regular saver plus the 2% cashback on up to £1.5k of DDs, which don't seem to be ruling out any DDs.

    Consequently my Moneybox nominated account has now been changed to Zopa and a DD is being created at this very moment. I'll pull £1.5k through it once this has been done to get the cashback then keep using the account for the regular saver.

    Has anyone gone for just one £1500 DD to move funds out from your Zopa Bank Ac? 


    I've just set one upfor £1500 in one go.. apparently without any problem, at least so far. Showing in my listed DDs for w/c 13th.

    How? And where?
    EDIT: I think I see now, Moneybox savings app, initial save set to £1500 by DD. 
  • Hopefully they don’t start adding exclusions by the time the rest of us get access 😅
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